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Central Credit Union: Loans reviews

4.94
Based on 3,378 reviews, last reviewed 14th Aug 2026
192% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always been helpfull and great communication experie... Always been helpfull and great communication experience Reviewed on: 14th August 2026
Georgia M's avatar
Georgia M

Latest lowest rating:

1

Liverpool CU (beg to renew loan) Everytime my loan has been due I’ve virtually had to beg to be replied to when enquiring. If I offer to up my savings tho they’re in touch immediately... Read more Reviewed on: 8th July 2026
Estelle72's avatar
Estelle72

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

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Central Credit Union Loans reviews (3378)

Holiday loan review

5
The loan application process was straightforward and user-friendly. Staff members were knowledgeable and took the time to explain each step, making me feel comfortable and well-informed. I received detailed explanations regarding the monthly payment structure, ensuring I understood what to expect. The transparency in communication helped eliminate any confusion about interest rates and repayment terms. I have savings - so why take out a loan? For me the option of affordable monthly payments was a huge advantage. It allowed me to budget effectively while enjoying my holiday. I appreciated the ability to save while borrowing, as this feature contributed to a financial safety net during my trip. This loan not only facilitated my travel plans but also encouraged responsible financial habits. It’s a great option for anyone looking to enjoy a holiday without compromising their financial stability. Reviewed on: 3rd July 2026

Smooth account opening good customer service

5
Smooth account opening good customer service Reviewed on: 3rd July 2026

Always a great experience and helpful staff

5
Always a great experience and helpful staff Reviewed on: 3rd July 2026

I have loved being a part of this credit union

5
I have loved being a part of this credit union so helpful staff are lovely explaining everything so well Reviewed on: 3rd July 2026

Help me a lot with money especially at Christmas time

5
Help me a lot with money, especially at Christmas time Reviewed on: 3rd July 2026

Thebestcreditunion..

5
With all the loans I have had I have never been refused, all the staff have been so nice and polite and helpful, my credit union all ways give me an umbrella when it rains not like the banks who only give you one when it's sunny, central credit union is the best credit union. Reviewed on: 2nd July 2026

The staff are always so polite and professional, and...

5
The staff are always so polite and professional, and are always very helpful Reviewed on: 2nd July 2026

Credit union have always been helpfull in my time o...

5
Credit union have always been helpfull in my time of need Reviewed on: 2nd July 2026

excellent, quick reply, good customer understanding...

5
excellent, quick reply, good customer understanding would highly recommend Reviewed on: 2nd July 2026

Central credit union Liverpool 8 has never let me do...

5
Central credit union Liverpool 8 has never let me down the staff are so helpful and also welcomeing with a happy smile, they are understanding and always offer the best advice Reviewed on: 2nd July 2026

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