Smart Money People Logo

Central Credit Union: Loans reviews

4.97
Based on 2,600 reviews, last reviewed 23rd Feb 2026
33% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026
Jennifer R's avatar
Jennifer R

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2600)

Review of the Central Credit Union, Loans:

Best Credit Union

5
Started saving with the credit union when I was a working single- parent and was able to take my daughter on our first holiday abroad. The staff are so helpful and go out of their way to help people in their community. I’ve recommended them to my daughter and people I know. X Reviewed on: 25th June 2020

The experience I have had with credit union when I h...

5
The experience I have had with credit union when I have been applying for loan has been absolutely great very efficient and spit on Reviewed on: 22nd April 2025

Amazing Service

5
I have had a great experience with credit union they have helped me so much and the payments are easy to make. I would definitely recommend them to others. Reviewed on: 22nd April 2025

Very helpful and also there very quick to respond, a...

5
Very helpful and also there very quick to respond, also easy to contact Reviewed on: 22nd April 2025

Great company , gives people with a low credit score...

5
Great company , gives people with a low credit score a chance! Reviewed on: 22nd April 2025

Friendly,professional and non judgmental.

5
Friendly,professional and non judgmental. Simple process,clear and easy to understand. Great communication and speedy service. Reviewed on: 22nd April 2025

Always ready to help when you need that support, aff...

5
Always ready to help when you need that support, affordable loans and friendly helpful staff Reviewed on: 22nd April 2025

Always happy to help and people are lovely

5
Always happy to help and people are lovely Reviewed on: 22nd April 2025

Great for expensive times like easter and Christmas

5
Great for expensive times like easter and Christmas Reviewed on: 22nd April 2025

They have always tried there best to help in anyway...

5
They have always tried there best to help in anyway possible and always quick at responses Reviewed on: 22nd April 2025

Absolutely brilliant!

5
I have been with credit union for many years, they have helped me turn my finances around, they have learned me how to save and how to budget my loans in a convenient way. Always friendly and happy to help, one big credit union family I'm so happy to be part of. Reviewed on: 22nd April 2025

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Central Credit Union?

    View all products