Smart Money People Logo

Central Credit Union: Loans reviews

4.97
Based on 2,693 reviews, last reviewed 24th Apr 2026
4600% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Always very helpful and understanding Always very helpful and understanding Reviewed on: 24th April 2026
Emma T's avatar
Emma T

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Central Credit Union Loans reviews (2693)

Review of the Central Credit Union, Loans:

Lovely staff

5
I’ve been with the credit union many years nothing is ever too much always there to help staff have always been very friendly! Walton road are the best Reviewed on: 26th June 2020

Great affordable plans

5
I wasn't able to get a loan with low interest until I was told out central credit union. I have been able to get an affordable payment plan and also hold savings. Reviewed on: 13th March 2025

Excellent Service Delivery

5
Swift and excellent service delivery Reviewed on: 13th March 2025

Staff are always friendly, they explain everything t...

5
Staff are always friendly, they explain everything thoroughly and easily. They respond quickly to any questions and are really helpful. Reviewed on: 12th March 2025

This provides unexpected expenses and provides to save

5
This provides unexpected expenses and provides to save Reviewed on: 11th March 2025

Good communication.

5
Good communication. Clear explaining. Friendly staff. Reviewed on: 11th March 2025

Loan application

5
I found the application process pretty straightforward and easy to follow Reviewed on: 10th March 2025

Excellent service

5
The staff are all very friendly and are really helpful and will go above and beyond to help. Reviewed on: 10th March 2025

My loan was dealt with quickly a very easy process

5
My loan was dealt with quickly a very easy process Reviewed on: 10th March 2025

Quick and efficient service polite staff

5
Quick and efficient service polite staff Reviewed on: 5th March 2025

Simply the best ;)

5
I have been a member for a few years, after trying a couple of other Credit unions. The friendly and quick replies, assistance and reasonable loan rates from Central Credit Union have allowed me to save when I never saved before, I don't miss the money and can get a loan when I need one. Other helpful advice has made managing my finances easier and thanks to Paula for her help. Reviewed on: 5th March 2025

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Central Credit Union?

    View all products