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Central Credit Union: Loans reviews

4.96
Based on 2,597 reviews, last reviewed 25th Sep 2025
70% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
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2%
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0%
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Latest highest rating:

5

Reliable and easy payments to pay back Reliable and easy payments to pay back Reviewed on: 24th September 2025
Charlene b's avatar
Charlene b

Latest lowest rating:

1

Extremely poor service first contacted them about a... Extremely poor service first contacted them about a Christmas top up loan janine didn’t ever bother to reply to me. then yesterday I asked for a paym... Read more Reviewed on: 25th September 2025
Darren Hill's avatar
Darren Hill

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

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Central Credit Union Loans reviews (2597)

No fuss service

5
I've been with them for years no fuss can apply twice a year easy friendly and helps you out when you need it Reviewed on: 1st June 2022

A fabulous way to bank

4
I first heard about the credit union in a Community business social enterprise, one of the other directors was volunteering for credit union Liverpool and informed the other board members and support volunteers of what a credit union is how it started and how they work, I was so convinced that I opened an account with them and have never looked back, prior to lock down the sense of local community was amazing going in and seeing the level of support and information for the local community, they didn't seem like a bank but a support network with the ability to really know the community they worked with, even some by name, they were friendly and approachable and multicultural, people walking past waved through the window... Banks today on the High Street could never replicate that... Their advice was honest based on circumstances and they took the time to explain everything clearly, regardless of your financial situation, they truly are a bank for the community and the people, even through lock down I cannot fault their service via phone or online, you phone a high street bank and go through 50 questions, it's nice to phone a bank and speak to someone who really seems genuinely interested in taking the time to talk to you and help... To this day I continue to promote them to others. Reviewed on: 1st June 2022

excellent service

5
I have taken the christmas loan for the last couple of years also have savings the whole process is very easy and payment manageable overall excellent service and customer service Reviewed on: 31st May 2022

Excellent

5
Applied online, they rang back the Monday and all set up by the Wednesday. Lovely staff, so friendly and helpful thank you so much x Reviewed on: 30th May 2022

The people are very understanding

5
I av been with this Union for about 6yrs now and never had any problems they do there up most to help you Reviewed on: 27th May 2022

Best in business

5
Can't fault credit union always been there when I've needed that help Reviewed on: 26th May 2022

Easy, understandable with clear terms

5
Staff are always willing to take the time to talk you through the process and ensure you understand the terms etc. Very clear and transparent Reviewed on: 26th May 2022

Love credit union dont no what i do with out them

5
There very helpful me bein 73 i dont under stand teknolgie Reviewed on: 25th May 2022

very helpfull

5
very friendly and helpfull always reply very proffesional Reviewed on: 24th May 2022

Liverpool Credit Union

5
Brilliant service run by great people. Reviewed on: 21st May 2022

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