Smart Money People Logo

Central Credit Union: Loans reviews

4.97
Based on 2,600 reviews, last reviewed 23rd Feb 2026
25% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
98%
See only 4 star reviews
2%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I spoke to Karen and she was very friendly and appro... I spoke to Karen and she was very friendly and approachable and made the whole process of applying for the loan and 3 way call very easy Reviewed on: 23rd February 2026
Jennifer R's avatar
Jennifer R

Latest lowest rating:

2

No help at all and quite rude. I needed to top up my loan a week early as I was desperate for a washing machine. I first sent an email which was ignored. I enquired and received an ... Read more Reviewed on: 11th July 2025
Estelle Monaghan's avatar
Estelle Monaghan

About this product

Central Credit Union offer a range of personal loans.

Some Central Credit Union personal loans allow you to borrow as little as £200. The maximum varies between £3,000 and £15,000.

Central Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Review Central Credit Union: Loans now

Help others make smarter decisions by sharing your own experience. Write a review

Central Credit Union Loans reviews (2600)

HARRY FRANCIS MORAN

5
Completely friendly staff always available to help with any issues nothing too big or too small always made too feel like you’re not asking stupid questions but they’re actually valid ones. Great value for money and interest rates too! HARRY FRANCIS MORAN Reviewed on: 18th June 2025

5 stars!

5
Great help for me whenever I call, the staff couldn’t be better and loans are extremely affordable Reviewed on: 18th June 2025

Always helpful and reliable when in need

5
Always helpful and reliable when in need Reviewed on: 18th June 2025

Outstanding service

5
Friendly and very helpful the staff understanding to specific needs got back to me very sufficient Reviewed on: 18th June 2025

always ready to help when needed

5
they always help when needed, they are quick to reply to email queries Reviewed on: 18th June 2025

Been member for some years now and never not once ha...

5
Been member for some years now and never not once had any problems, when I can renew then deal with it so quickly & every single girl I've dealt with are gorgeous. Reviewed on: 18th June 2025

Friendly staff

5
When speaking to staff members on the phone they are always friendly and happy to help. I’ve never felt rushed on when speaking to them on the phone. Reviewed on: 18th June 2025

Massive help in times of need

5
I am a single mum of 2 daughters and receive a low income im also a full time career to my youngest daughter who has learning difficulties and juvenile idiopathic arthritis, without credit union I would not be able to afford school uniforms and Christmas expenses. I have been a member for over 12 years and I rely on them every year to ensure my daughters have everything they need. Never having to worry that my children will go with out. Staff are excellent over the phone and always ensure that we get offered the best amount for those times of need. I would highly recommend credit union to all people they are fair and don’t overcharge on paying back the loans you can also save with them too having peace of mind for the future. Ashley member of Liverpool’s Central Credit Union Reviewed on: 18th June 2025

Very helpful and friendly, have been a member for ov...

5
Very helpful and friendly, have been a member for over 3 years and they have always helped me. Reviewed on: 18th June 2025

Good experience good kind staff always a good servic...

5
Good experience good kind staff always a good service an couldn’t rely say Nothink bad as always a positive experience Reviewed on: 18th June 2025

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Central Credit Union?

    View all products