Write a review

Go to business site

Central Credit Union: Savings reviews

Name: Savings
Rating: 4.97 (437 reviews)

View other Central Credit Union products

4.97

Based on 437 reviews, last reviewed 20th Apr 2026

2500% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

98%

2 star

Latest highest rating:

5

Very good handy to have will definitely recommend Very good handy to have will definitely recommend Reviewed on: 20th April 2026

Latest lowest rating:

1

The website is terrible, the ability to access your... The website is terrible, the ability to access your savings is non existent being unable to access the app Reviewed on: 17th April 2024

Read all reviews Write a review

About this product

Central Credit Union provide three different types of saving accounts.

The Regular is an instant access account paying an annual dividend (a share of Central Credit Union’s profits). Or there's the Fixed Term Deposit account and the Christmas saving account.

Central Credit Union’s savings reviews help you find out what it’s really like to be a customer. If you’ve used Central Credit Union before, you can also leave a review and share your experience.

Review Central Credit Union: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Central Credit Union Savings reviews (437)

Great people who work here.

Great people who work here. Always friendly and helpful. Reviewed on: 18th June 2024

I couldn't be happier with my decision to join CCU

I couldn't be happier with my decision to join Central Credit Union. Their savings options have transformed my financial habits and given me peace of mind for the future. Central Credit Union offers a variety of savings accounts to meet different needs. The usual share account is perfect for everyday savings, but what stands out are the specialised accounts they offer. The Christmas Savings Account is a fantastic option for anyone saving for the holiday season. They encourage members not to withdraw money until October each year, making it easier to avoid the temptation of dipping into your savings early. This has helped me manage my holiday spending without stress. Another incredible option is the Fixed Term Deposit account, which currently offers an impressive 5% return on your savings. This competitive rate has made my money work harder for me, and it's an excellent choice for anyone looking to grow their savings over time. What truly sets Central Credit Union apart is their free life and loan insurance. Knowing that my next of kin could receive up to twice what I have in savings if something happens to me provides an unmatched sense of security. It's comforting to know that my efforts to save will leave a legacy for my loved ones when I go to the great beyond. Before joining Central Credit Union, saving money was a constant struggle. Now, with their supportive savings structures and the added benefit of being able to borrow against my savings, I've found a sustainable way to manage my finances. I no longer want to withdraw my savings because I know the value of leaving them untouched for future benefits. Central Credit Union has genuinely changed my financial outlook. Their savings accounts and excellent insurance benefits have given me the tools and confidence to build a secure financial future. I highly recommend them to anyone looking to improve their savings habits and provide for their loved ones. Reviewed on: 18th June 2024

Savings grow very quickly.

Savings grow very quickly. As you pay your loan, you keep on saving Reviewed on: 18th June 2024

Great service, decent return and community ecgagement

Great service, decent return and community ecgagement Reviewed on: 17th June 2024

Hello thank you

Hello i have been saving for about 6years now and have had no problems whatsoever good job Reviewed on: 17th June 2024

Always have no problem.

Always have no problem. Contact via phone, always pleasant and have no issues transferring money. Reviewed on: 17th June 2024

Very quick and efficient, polite staff help you with...

Very quick and efficient, polite staff help you with everything you need Reviewed on: 17th June 2024

The are very excellent customer service.

The are very excellent customer service. They help u manage wealth and create opportunities for people to borrow and save money. Reviewed on: 17th June 2024

Easy to set up account staff helpful good advice

Easy to set up account staff helpful good advice Reviewed on: 17th June 2024

Outstanding

I have been a member of Credit Union for 9ish years, and my experience has been nothing short of excellent. The level of service provided by the staff is consistently outstanding. They are always friendly, knowledgeable, and willing to go above and beyond to help with any financial needs or questions. One of the things I appreciate most about Credit Union Name is their commitment to the community. They regularly host events and offer programs that genuinely benefit the local area. It’s clear that they are dedicated to making a positive impact. The range of products and services offered is impressive. From competitive loan rates to convenient online banking options, Credit Union provides everything I need to manage my finances effectively. Their mobile app is user-friendly and makes banking on the go a breeze. I also value the personalized approach they take with their members. Unlike big banks, Credit Union makes you feel like a valued individual rather than just another account number. This personal touch makes a significant difference and fosters a sense of trust and loyalty. Overall, I highly recommend my Credit Union to anyone looking for a reliable, community-focused financial institution. They have exceeded my expectations in every way, and I am grateful to be a member Reviewed on: 17th June 2024

Do you have a different Central Credit Union product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Instant Access Savings Account
from Wealthify 4.84 from 36 reviews
Fixed Rate Saver
from Sainsburys Bank 3.35 from 8 reviews
eSaver
from Danske Bank UK 5.00 from 2 reviews

Want to see more from Central Credit Union?

Loans
from Central Credit Union 4.97 from 2657 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub