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checkmyfile: Credit Report reviews

Name: Credit Report
Rating: 4.86 (106 reviews)

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4.79

Based on 106 reviews, last reviewed 17th Dec 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

3 star

1 star

Latest highest rating:

5

Using Checkmyfile. Using Checkmyfile.com to prepare for my mortgage application was invaluable. The multi-agency reports from Experian, Equifax, TransUnion, and Crediva ... Read more Reviewed on: 17th June 2024

Latest lowest rating:

2

Did the free trial was ok but rest has been painful Did the free trial was ok. Paying customer instead following and as much as it’s good that all is in one place I’ve had and am having nothing but issu... Read more Reviewed on: 17th December 2025

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About this product

Checkmyfile claims to be the UK's most detailed Credit Report, with data from all three Credit Reference Agencies: Equifax, Experian and TransUnion. Simple line-by-line comparison lets you keep an eye on everything that's reported about you, in one place.

Credit reports are rising in popularity, but can be a difficult choice if you don't know what to look for. We collect Checkmyfile credit report reviews to help you understand what you can expect from Checkmyfile.

Find out why existing credit report users chose Checkmyfile and how long they’ve been a customer. Read about the feature-full benefits and learn which features customers appreciate the most. Selecting the right place to access your credit report is important. Our Checkmyfile reviews can help you with this.

Are you a business that uses Checkmyfile? If you do, share your experience with others on Smart Money People to increase trust and transparency in financial services.

checkmyfile Credit Report reviews (106)

Review of the checkmyfile, Credit Report:

Credit report required for mortgage

Easy to sign up and gave a lot of in depth detail Reviewed on: 3rd June 2024

Reply from checkmyfile Hi Moya, Thanks for your review. I'm pleased to hear you found it easy to sign up to Checkmyfile and were happy with the level of detail contained within your report. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

A great inobtrusive value for money service would us...

A great inobtrusive value for money service would use again without hesitation. Thank you. Reviewed on: 8th June 2024

Reply from checkmyfile Hi Roger, Thanks for your kind comments about the Checkmyfile service - I'm delighted to know we were able to help out. If you have any further queries, do get in touch. All the best, Claudia Checkmyfile Response date: 14th June 2024

I was using other credit report checkers but somethi...

I was using other credit report checkers but something was not showing up. So I was advised by my mortgage broker to use this service. Everything was in one place and I was put at ease knowing all was well. Reviewed on: 7th June 2024

Reply from checkmyfile Hi, Thanks for your review - it's great to know you got everything you needed from using Checkmyfile. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

Good and easy to use, shows everything you need.

Good and easy to use, shows everything you need. Reviewed on: 7th June 2024

Reply from checkmyfile Hi Lauren, Thanks for leaving us a review. It's wonderful to know that found it easy to use Checkmyfile and got everything you needed. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

Credit Score Understanding made easy

easy to understand and accurate information, Reviewed on: 6th June 2024

Reply from checkmyfile Hi Chris, Thanks for your review - I'm delighted to know you found it easy to understand your report. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

Use CheckMyFile for all your Credit Check needs

Very quick and efficient service and great that they offer a free 30 day trial. Reviewed on: 6th June 2024

Reply from checkmyfile Hi Andy, Thanks for your review. I'm happy to hear you found the service quick and efficient. I hope we can welcome you back again in the future. All the best, Claudia Checkmyfile Response date: 14th June 2024

Beneficial for the customer first and foremost.

The website is user friendly. It is easy to navigate and the response time to any concerns is quick and efficient. The report generated is detailed and easily interpreted. When it reached the time for me to cancel my subscription, it was quick, easy and hassle-free. Reviewed on: 6th June 2024

Reply from checkmyfile Hi Amy, Thanks for leaving us a review. I'm pleased to hear you found it easy to navigate around our website and were happy with the level of information contained within your file. I hope we can welcome you back again in the future. All the best, Claudia Checkmyfile Response date: 14th June 2024

Prompt responses to emails.

Prompt responses to emails, responses that I understood and could take further action on. Excellent and detailed report that I needed for a mortgage. Real people too. Reviewed on: 6th June 2024

Reply from checkmyfile Hi Paul, Thanks for taking the time to leave us a review. I'm happy to hear that our Customer Service Team were able to assist you - I'll be sure to pass your kind comments on to them. Good luck with your mortgage, and should you need us again, you know where we are. All the best, Claudia Checkmyfile Response date: 14th June 2024

Useful & easy to read

Very helpful to see into the black hole of my credit score, pulling information from multiple credit agencies. The generated and downloadable report is very good! Reviewed on: 6th June 2024

Reply from checkmyfile Hi, Thanks for leaving us a review. It's great to hear you're happy with the downloadable version of your report and level of detail contained within it. If we can be of any further help, get in touch. All the best, Claudia Checkmyfile Response date: 14th June 2024

Excellent and accurate.

Excellent and accurate. Good service Reviewed on: 5th June 2024

Reply from checkmyfile Hi Radha, Thanks for your kind comments about the Checkmyfile service. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

Needed for Mortgage purposes - simple and all in one...

Needed for Mortgage purposes - simple and all in one place Reviewed on: 5th June 2024

Reply from checkmyfile Hi Megan, Thanks for taking the time to leave us a review. It's wonderful to know we were able to help out. Good luck with your mortgage! All the best, Claudia Checkmyfile Response date: 14th June 2024

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