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checkmyfile: Credit Report reviews

Name: Credit Report
Rating: 4.86 (106 reviews)

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4.79

Based on 106 reviews, last reviewed 17th Dec 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

3 star

1 star

Latest highest rating:

5

Using Checkmyfile. Using Checkmyfile.com to prepare for my mortgage application was invaluable. The multi-agency reports from Experian, Equifax, TransUnion, and Crediva ... Read more Reviewed on: 17th June 2024

Latest lowest rating:

2

Did the free trial was ok but rest has been painful Did the free trial was ok. Paying customer instead following and as much as it’s good that all is in one place I’ve had and am having nothing but issu... Read more Reviewed on: 17th December 2025

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About this product

Checkmyfile claims to be the UK's most detailed Credit Report, with data from all three Credit Reference Agencies: Equifax, Experian and TransUnion. Simple line-by-line comparison lets you keep an eye on everything that's reported about you, in one place.

Credit reports are rising in popularity, but can be a difficult choice if you don't know what to look for. We collect Checkmyfile credit report reviews to help you understand what you can expect from Checkmyfile.

Find out why existing credit report users chose Checkmyfile and how long they’ve been a customer. Read about the feature-full benefits and learn which features customers appreciate the most. Selecting the right place to access your credit report is important. Our Checkmyfile reviews can help you with this.

Are you a business that uses Checkmyfile? If you do, share your experience with others on Smart Money People to increase trust and transparency in financial services.

checkmyfile Credit Report reviews (106)

Review of the checkmyfile, Credit Report:

Great, exactly what I needed thank you

Great, exactly what I needed thank you Reviewed on: 8th June 2024

Reply from checkmyfile Hi Hanna, Thanks for leaving us a review. I'm so happy to read that Checkmyfile was exactly what you needed. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

Easy to use

Easy to use & easy to understand Reviewed on: 5th June 2024

Reply from checkmyfile Hi Katherine, Thanks for the review - I'm happy to hear you found Checkmyfile easy to use and understand. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

Great easy to use very helpful.

Great easy to use very helpful. I managed to set up an account easily and also cancel easily so win win. Reviewed on: 4th June 2024

Reply from checkmyfile Hi, Thanks for taking the time to leave us a review. It's great to know you found the service both easy to use and helpful! If we can be of any further assistance, get in touch. All the best, Claudia Checkmyfile Response date: 14th June 2024

Yeah it were good.

Did what it said it would, helped me with getting a mortgage. Reviewed on: 4th June 2024

Reply from checkmyfile Hi, Thanks for leaving us a review - I'm delighted to learn we were able to play a part in helping you to secure a mortgage! If we can be of any further help, get in touch. All the best, Claudia Checkmyfile Response date: 14th June 2024

Very comprehensive and easy to understand report of...

Very comprehensive and easy to understand report of credit history Reviewed on: 4th June 2024

Reply from checkmyfile Hi Mark, Thanks for leaving us a review. I'm happy to hear you found your Checkmyfile report to be comprehensive and easy to understand. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

Mortgage application

Did the free trail to help with mortgage application as my clear score app was not good enough for mortgage application Reviewed on: 4th June 2024

Reply from checkmyfile Hi, Thanks for leaving us a review - I'm happy to hear you made use of our 30-day free trial. I hope we can welcome you back again in the future. All the best, Claudia Checkmyfile Response date: 14th June 2024

Very easy to use and so quick to receive the report.

Very easy to use and so quick to receive the report. Reviewed on: 4th June 2024

Reply from checkmyfile Hi, Thanks for leaving us a review - I'm happy to read you found it easy and quick to obtain your Checkmyfile report. If we can be of any further help, get in touch. All the best, Claudia Checkmyfile Response date: 14th June 2024

Would highly recommend checkmyfile!

Would highly recommend checkmyfile! We were asked to join checkmyfile by our financial advisor when we were looking to re-mortgage. All the information we needed was easily available, the site is easy to navigate, it's all explained simply. And it was very easy to cancel when we no longer needed access, unlike some sites were cancellation is buried so you end up having to dig deep or contact the company! We would definitely use again in the future. Reviewed on: 4th June 2024

Reply from checkmyfile Hi Gina, Thanks for taking the time to leave us a review. It's great to know you got all the information you needed when using Checkmyfile and that it was easy for you to understand and navigate. I hope we can welcome you back again in the future. All the best, Claudia Checkmyfile Response date: 14th June 2024

Very easy to download the report.

Very easy to download the report. Not always the case on competitors Reviewed on: 4th June 2024

Reply from checkmyfile Hi Steven, Thanks for leaving us a review. It's great to hear you were able to easily download your credit report. If we can be of any further help, get in touch. All the best, Claudia Checkmyfile Response date: 14th June 2024

Clear, easy to use & understand the results

Easy to use and see all the details. Just needed for mortgage but very useful to see financial past and recommendations on improving the score Reviewed on: 4th June 2024

Reply from checkmyfile Hi Andy, Thanks for leaving us a review. I'm pleased to know you found Checkmyfile easy to use. Best of luck with your mortgage! All the best, Claudia Checkmyfile Response date: 14th June 2024

Very fast,efficient service.

Very fast,efficient service..was so easy to understand Reviewed on: 3rd June 2024

Reply from checkmyfile Hi Linda, Thanks for leaving us a review. It's great to know that you found our services fast, efficient, and easy to understand. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

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