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checkmyfile: Credit Report reviews

Name: Credit Report
Rating: 4.86 (106 reviews)

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4.79

Based on 106 reviews, last reviewed 17th Dec 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

90%

3 star

1 star

Latest highest rating:

5

Using Checkmyfile. Using Checkmyfile.com to prepare for my mortgage application was invaluable. The multi-agency reports from Experian, Equifax, TransUnion, and Crediva ... Read more Reviewed on: 17th June 2024

Latest lowest rating:

2

Did the free trial was ok but rest has been painful Did the free trial was ok. Paying customer instead following and as much as it’s good that all is in one place I’ve had and am having nothing but issu... Read more Reviewed on: 17th December 2025

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About this product

Checkmyfile claims to be the UK's most detailed Credit Report, with data from all three Credit Reference Agencies: Equifax, Experian and TransUnion. Simple line-by-line comparison lets you keep an eye on everything that's reported about you, in one place.

Credit reports are rising in popularity, but can be a difficult choice if you don't know what to look for. We collect Checkmyfile credit report reviews to help you understand what you can expect from Checkmyfile.

Find out why existing credit report users chose Checkmyfile and how long they’ve been a customer. Read about the feature-full benefits and learn which features customers appreciate the most. Selecting the right place to access your credit report is important. Our Checkmyfile reviews can help you with this.

Are you a business that uses Checkmyfile? If you do, share your experience with others on Smart Money People to increase trust and transparency in financial services.

checkmyfile Credit Report reviews (106)

Review of the checkmyfile, Credit Report:

Credit report required for mortgage

Easy to sign up and gave a lot of in depth detail Reviewed on: 3rd June 2024

Reply from checkmyfile Hi Moya, Thanks for your review. I'm pleased to hear you found it easy to sign up to Checkmyfile and were happy with the level of detail contained within your report. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

I got everything and more from this experience

I got everything and more from this experience Reviewed on: 1st June 2024

Reply from checkmyfile Hi Sarah, Thanks for leaving us a review - I'm delighted to know you got everything you needed when using Checkmyfile. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 14th June 2024

Great service, just a bit expensive

Great service, just a bit expensive Reviewed on: 31st May 2024

Reply from checkmyfile Hi Jack, Thanks for leaving us a review. I'm delighted to read that you think our service is great. If you ever need us in the future, you know where we are! All the best, Claudia Checkmyfile Response date: 13th June 2024

great work would do again nice polite

great work would do again nice polite Reviewed on: 31st May 2024

Reply from checkmyfile Hi Jason, Thanks for your review. It's always great to know when our customers are happy with the service. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 13th June 2024

So easy to sign up and also to cancel when I no long...

So easy to sign up and also to cancel when I no longer needed the service. I thought that part was going to be a hassle but it was just a couple of clicks which makes me think I will definitely want to use the service again! Reviewed on: 30th May 2024

Reply from checkmyfile Hi Aisha, Thanks for leaving us a review. It's great to know that you found using Checkmyfile an easy process. I hope we can welcome you back again in the future. All the best, Claudia Checkmyfile Response date: 13th June 2024

Outstanding

I really liked how detailed tlmy report was Reviewed on: 30th May 2024

Reply from checkmyfile Hi Christopher, Thanks for leaving us a review. It's great to know you were pleased with the level of detail contained in your report. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 13th June 2024

Really quick and easy and a very informative and eas...

Really quick and easy and a very informative and easy to marinate credit score report. Reviewed on: 30th May 2024

Reply from checkmyfile Hi Holly, Thanks for leaving us a review. I'm so pleased to hear you found the service quick, easy to use, and informative. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 13th June 2024

A quick and easy way to get your Credit Score

A quick and easy way to get your Credit Score Reviewed on: 30th May 2024

Reply from checkmyfile Hi David, Thanks for leaving us a review, I'm pleased to read you got everything you needed quickly. I hope we can continue to help out. All the best, Claudia Checkmyfile Response date: 13th June 2024

Easy to read your credit report.

Very easy to access and understand your credit report. Give very good explanations and when have a query, you get an answered very quickly. Reviewed on: 29th May 2024

Reply from checkmyfile Hi Tas, Thanks for leaving us a review. It's great to know you found it easy to understand the information on your report and that you were happy with the explanations to your queries. If we can be of any further help, get in touch. All the best, Claudia Checkmyfile Response date: 13th June 2024

Needed to apply for funding from EST

Needed a credit check to apply for funding for renewable energy provision. Check My File was recommended by the Energy Saving Trust Scotland which is why I used free access to the website, finding it easy to input my data and equally easy to cancel the monthly subscription once I provided EST with my resulting score. Reviewed on: 29th May 2024

Reply from checkmyfile Hi Guy, Thanks for leaving us a review. I'm so pleased to hear we were able to help out and you got the information you needed. If we can be of any further help, get in touch. All the best, Claudia Checkmyfile Response date: 13th June 2024

My experience with checkmyfile was excellent, straig...

My experience with checkmyfile was excellent, straight forward, easy to download and definitely will use checkmylife in the future. You asked for help they help you straight away. Good company and good people to talk with, very highly recommended. Reviewed on: 29th May 2024

Reply from checkmyfile Hi Teresa, Thanks for taking the time to leave us a review. I'm thrilled to read how impressed you were with the Checkmyfile service and that we were able to assist you. We're on-hand to help should you ever need us again. All the best, Claudia Checkmyfile Response date: 13th June 2024

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