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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Fantastic modern savings digital only app

In a world of fintech apps springing up often, chip leads the way for a simple and effective savings app, with a sleek and modern mobile app. Reviewed on: 21st March 2023

Excellent

Excellent service and interest rates Reviewed on: 21st March 2023

Game Changer

This has really changed my approach to saving. Really slick and easy to use - makes it so easy Reviewed on: 21st March 2023

Top app

Brilliant savings from a user friendly app. Reviewed on: 21st March 2023

Easy!!

Makes saving and growing wealth soooo straight forward. Reviewed on: 21st March 2023

Easy saving

The app is easy to use and the AI feature makes savings a breeze. Reviewed on: 21st March 2023

Finally an app to help me save!

Chip has turned things around for me in terms of getting some healthy savings and I've recommended it to lots of friends and family, Reviewed on: 21st March 2023

Transparent savings rate.

It tells me daily what interest I have earned which is clear and easy to understand. Reviewed on: 21st March 2023

Save for those rainy days

Highly recommend chip, for those rainy day funds. Best saving app for me by far, chip does the hard work for me. Gone are the days of transfering saving on pay day to only find out I'm having to dig into those before the month is over. Its quick and easy to use, and when your done saving just transfer straight back into your bank. Its that easy my 3 year old nephew could use it. Reviewed on: 21st March 2023

Chip banking. Excellent

I've been banking with chip for over a year now. It is a great way to save with so many options all in one place. I really love the creative 'differebt' approaches they take to ensure that there is a way to save for all, such as investing in assets like cars and wine, traditional saving with excellent market topping rates and prize draw accounts too. Reviewed on: 21st March 2023

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