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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Top regular savings app

5
After trying several apps with automatic savings I settled on chip. Great interest rates available and good auto save amounts Reviewed on: 21st March 2023

Can't save without it

5
I signed up to Chip a few years ago after being annoyed with Plum. I have not regretted it! Always new brilliant accounts being offers like the prize winner and the new excellent interest rate being available. I can save without noticing and pleasantly surprised when I check my balances. Chip for the win! Reviewed on: 21st March 2023

Excellent app

5
Great savings rates and easy to use tech Reviewed on: 21st March 2023

Best app for saving money & keeping track

5
I love using Chip to manage my savings! It’s the best Reviewed on: 21st March 2023

Fab, easy saving.

5
Easy to use. Competitive, reactive interest rates. Reviewed on: 21st March 2023

A little saving Gem of an App

5
Very User friendly App with great customer service - found it remarkably easy to put away some spare funds each month, perfect little nest egg built for them rainy days and its all thanks to chip. Reviewed on: 21st March 2023

Easy

4
Chip is such an easy online banking app… with fantastic saving bonus returns Reviewed on: 21st March 2023

Great company, great rates

5
Really innovative company and forward thinking. They are never sitting still. Their rates are the best Reviewed on: 21st March 2023

Excellent easy access savings

5
Always innovating their account options, the current easy access savings account has a fantastic rate that keeps pace with the base rate and the platform itself is easy to navigate and feels secure. This from someone who is quite happy to their move my money when the service doesn’t meet the hype - well done! Reviewed on: 21st March 2023

Convenient way to start saving and investing

5
The auto save feature is an incredible way to save without thinking of it or doing it. The app does all of this for you. Inside the app are gems on making investing easy. Reviewed on: 21st March 2023

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