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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best app

Best Personal Finance App with Chip Instant Access savings account that is currently offering the market-leading interest rate of 3.40% AER (variable) Reviewed on: 21st March 2023

Easy to use with high interest rate

An innovative app, which is nevertheless intuitively to use and offers some of the best interest rates out there. Reviewed on: 21st March 2023

Great product

Great intuitive app with easy access and market leading saving rates. Reviewed on: 21st March 2023

The modern method of banking and investment

A wide range of options to regularly save and invest. Creative and modern leaving the high street dinosaurs behind. Reviewed on: 21st March 2023

no nonsense saving

Great and easy way to save plus plenty of features when you are ready to invest too Reviewed on: 21st March 2023

The bank to be with

I’m really happy to be a chip customer, I have recommended it to all my family and friends, the interest rates are top tier, the mobile app is brill and I couldn’t be happier. Reviewed on: 21st March 2023

Excellent bank with top savings rate and innovative products.

There are some more speculative products like art and cars, or market leading basic savings. App actually works well! Reviewed on: 21st March 2023

Quick, easy and well worth it

Chip is now my go to savings account. No need to worry about remembering to transfer money over each month, it's all done for me. Which is great as an autistic adult who isnt great with money. Reviewed on: 21st March 2023

Chip the savings account above the rest

Since becoming a chip member I'm amazed how quickly they pass on the bank Reviewed on: 21st March 2023

Super!!

Excellent app that helps saving and investing! Reviewed on: 21st March 2023

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