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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy Savings!

Using Auto-saves has made saving for my house deposit much easier! Reviewed on: 21st March 2023

Great way to save

Great way to save money and manage finances in general. Love the auto chip function. Great customer service. Reviewed on: 21st March 2023

Hands Down Huge Fan

I've already recommended to multiple people!! Reviewed on: 21st March 2023

Just love Chip.

I love the app too. I like the UI, the features including goals, etc. and I use the app a lot. Great idea to use one of the savings accounts where it is 90-days Notice where you have to wait for 3 months before it arrives into your other bank account - that stopped me wanting to spend my savings AND still get interest! I was pleasantly surprised at that! I’ve not invested money yet but in the future I might. I’m really looking forward to what other additions/features will be in the future. Chip by far the best financial online bank app! Reviewed on: 21st March 2023

"No pain" saving

Great app, great customer service, great rates, all round great product 10/10 Reviewed on: 21st March 2023

Easy stress free savings

Since joining chips saving scheme I've had to do nothing with what I'm saving because chip take the stress out of everything that they do for me Reviewed on: 21st March 2023

The Best Savings instrument in UK

You need liquidity, the highest return, and easy to track your money... look no further and open a chip savings account. They are the best in the business and very transparent. They can be best operated thru the mobile app and believe me, they are easy to use. I would recommend highly to have a saving account open with chip. Reviewed on: 21st March 2023

Best Bank Ever

So easy to use the App, best interest rates on the market, game changing. Reviewed on: 21st March 2023

My friends are bored of me

….because I keep talking about Chip and how amazing it is. I managed to convert my Bank Manager (from a very major Bank) to open a Chip account and now he saves his money with them. Reviewed on: 21st March 2023

Its just so easy

Really easy to use app. Quick to transfer money. Good rates of interest compared to most other banks. Reviewed on: 21st March 2023

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