Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

Easy to use

Very easy to use and to get your money when needed even at short notice! Reviewed on: 21st March 2023

Best easy access interest rate

I also like that there is a seperate savings account where you can win prizes Reviewed on: 21st March 2023

Saving without the thinking

Chip is a fantastic app that I’ve been using for years now to effortlessly save money. Especially important given the wider financial issues in the country, Chip has helped me save where I wouldn’t have been able to in the past. Reviewed on: 21st March 2023

Saving without realising!

Ever since I started using chip, it has massively helped me put away savings. Over the course of a few years I’ve had various things that have needed sorting for, plus a wedding and this savings app has enabled me to have a pocket of money to use without even thinking about it. I recommend it to all my family and friends, especially as now it has one of the top interest rates there is! Reviewed on: 21st March 2023

Overall satisfied with the progress.

A lot of new features, especially the Prize Savings account is my favourite. No one else has taken on Prize Savings market in this innovative way. Really excited about the Cash ISA account, until then I’m hesitating to recommend it friends and family. Reviewed on: 21st March 2023

An amazing platform to save and grow your money for the present and the future!

I first signed up to chip in 202 when I was struggling to find work as a supply teacher after covid -19. I had to watch every Penny and after downloading the app and linking my account, I activated the automated saving tool and was amazed at how much I could save without noticing! 3 years later, a house move and a wedding in the pipeline, Chip is the best instant access saver on the market and I can’t recommend them enough! Reviewed on: 21st March 2023

Changed the way I save

I’ve been with chip since the early days and over the years I have saved £30’000 Chip has not only changed the way I save but also the way I look at my finances. Can’t recommend them enough, everyone should join the chip family. Reviewed on: 21st March 2023

Chip Savings Save The Day!

Chip has helped me manage my money for several years, without effort. Having these savings behind me has saved my butt on more than one occasion. I've was an early adopter of this app, and I've enjoyed watching it grow from strength to strength. I love the access they are giving their customers to options not usually available to the general public. Definite disruptors in the market that are only going to grow stronger! Reviewed on: 21st March 2023

An easy way to save

This app is great, such an easy way to save. Great interest rates and excellent customer service too Reviewed on: 21st March 2023

Top saving account

A modern and customer focused app that competes well with big banks. A user friendly app that provides ‘story’ like up dates on the homepage. Reviewed on: 21st March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Financielle App
from Financielle App 4.58 from 5 reviews
Money Transfer
from Paysend 1.94 from 29 reviews
Payment Services
from IFX Payments 5.00 from 8 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub