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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

12300% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Amazing

Love Chip, so user friendly, rate is fantastic and customer service is 10/10! Reviewed on: 21st March 2023

The easiest way to save money.

So easy to set-up and start saving immediately. I have enabled the automatic saves plus the recurring saves and am happy knowing my savings are increasing week on week without me having to remember to manually transfer money. Reviewed on: 21st March 2023

Pain free savings

The Chip app has helped me saved for a house renovation by regularly saving small amounts based on analysis of my spend. They also now offer market leading interest rates that make saving worthwhile. The app is easy to use and I've never had any problems with deposits or withdrawls. Reviewed on: 21st March 2023

Amazing App

Probably the best decision I’ve made when it comes to personal finances. Been a pleasure watching the development from the early days and actually investing in the first round to see where the project now is. It’s just a great app that does everything you need and remains connected to the community and understands its users Reviewed on: 21st March 2023

Best way to save

I have managed to save so much more with Chip than I have in any other way. Being able to control how I save with Chip is a huge plus - whether through their range of in investments or market leading rates savings. Also, the prize account is a fun way to make some extra money! Reviewed on: 21st March 2023

The first time in 40 years I have been excited to save

As an almost 40 year old who has a terrible history with money and saving, I have shifted the belief that I am not a saver and that I am terrible with money... I was. But not anymore. Now I am better with money and I am a saver. It’s been easy, fun and so rewarding watching my goals be achieved after some lifestyle changes and a few clicks in the app. I love that it auto saves, it kind of feels like spending but you don’t need end up with loads of tat you don’t need and you still have your money for important things! If you think you aren’t able to save, it’s just not in you, give it a go. I bet you will change your mind! Reviewed on: 21st March 2023

good way to deposit weekly in a high & easy saver

Easy to transfer between accounts but difficult to access funds to another bank. Reviewed on: 21st March 2023

Fab savings app

Best savings bank would not save anywhere else. Reviewed on: 21st March 2023

There's no better way to save!

A Chip account is a pain-free way to grow your savings - the easiest way to achieve your goal Reviewed on: 20th March 2023

Chip is Amazing

Chip has really helped me to save money! I've been using Chip for quite a while now. I have a savings account which has automatic allocations for a better savings habit! I also have a Stocks and Shares ISA, which was doing nicely the last time I check! Great app and very helpful people! Reviewed on: 20th March 2023

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