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Chip: Savings app reviews

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4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
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JKW
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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Going from strength to strength.

5
Chip's amazing journey continues in 2023 with a "market-leading" 3.40% AER interest rate on an instant access savings account. If interest isn't your think, then put your savings into the Prize Savings Account and be in with a chance to win £10000 in a monthly prize draw. Keep up the great work Team Chip! Reviewed on: 20th March 2023
Simon Minnican's avatar
Simon Minnican

A great team with good advice

5
Chip makes saving so easy and yet leaves me in control of all the key decisions. Reviewed on: 20th March 2023
John's avatar
John

CHIP --A QUICK & SIMPLE WAY TO SAVE WITH HIGH RETURNS , WHAT ELSE DO YOU NEED

5
Recently opened an App account with Chip and started saving . I like to receive monthly interest and am pleased that this gets credited to my account each month and I get notified . CHIP offer great interest rates even on Easy Access Savings Accounts which is what I needed. Keep it up CHIP. All the best to the CHIP team . Reviewed on: 20th March 2023
DUSHYANT TANNA's avatar
DUSHYANT TANNA

Great app

5
Great app good experience. Easy to save money Reviewed on: 20th March 2023
Nathan's avatar
Nathan

Amazing

5
Have been using Chip for a long time and the service has always adapted in just the right ways, providing the best savings app on the market consistently alongside some of the best financial advice around too. Reviewed on: 20th March 2023
Chris Wareham's avatar
Chris Wareham

Competitive on rates, but for how long?

4
their saver rates are very competitive, always increasing above their competition, but I am not sure how sustainable it is. one day I imagine we will see rates drop significantly, or maybe start to see conditions and fees. Withdrawals and deposits quick with bank transfer, but excessively slow with debit card (which is the way they recommended I set up at the start). Reviewed on: 20th March 2023
JD's avatar
JD

Review

5
Great app, really easy to use. Reviewed on: 20th March 2023
Aqib Zaman's avatar
Aqib Zaman

Different concept of banking

4
Really useful to have plus encourage you to save a bit easily and often. However it is a bit confusing to start with especially with deposit but very helpful and quick customer service. Great interest rates and fast to put into practice Reviewed on: 20th March 2023
Gene Barlow 's avatar
Gene Barlow

Amazing

5
Very user friendly, great app and easy to use Reviewed on: 20th March 2023
Kienan Kalsi's avatar
Kienan Kalsi

Easy savings.

5
I opened a chip account via 20 cogs sometime ago now. I have it linked to my main back account and it works out when and how much i can afford to save. I have instant accessto my money should i need it and i also have a chance to win prizes. Love it. Reviewed on: 20th March 2023
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Liz

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