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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
12300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

You don't even notice you are saving

5
Found this on my Vodafone rewards. Best help I have had to save. I use it for little extras and every couple of months I take it out and spend it on me! Reviewed on: 18th March 2023

Great online saving account!

5
Chip is really easy to set up and use. They are quick to increase interest rates (unlike the big banks!) and keep in contact to let me know when I have been paid my interest. I have recommended Chip to several family and friends who have also joined the Chip family. Reviewed on: 18th March 2023

Superb app

5
Easy to use and always to update to date Reviewed on: 18th March 2023

Clever saving

5
With Chip I have managed to save money and sort out my obligations without feeling stressed. They provide this motivation that I haven't found before. Reviewed on: 18th March 2023

Auto debit savings

4
I'm thankful I found this type of savings where it gets a percentage, depending on what level you want, not knowing that you already save sum of money with more interest rate than the other banks. Reviewed on: 18th March 2023

Excellent

5
Excellent class leading rates , great easy to use app . Faultless so far , keep it up. Reviewed on: 18th March 2023

easy, effective, trackable.

5
Chipped has helped me save money simply by being just that. Simple. Upfront and so user friendly its hard not to use chipped for all my saving and investing needs. Reviewed on: 18th March 2023

Chip is great

5
Makes saving easy. Would 100% recommend Reviewed on: 18th March 2023

Building a future

4
Its quick, easy, transparent and friendly Reviewed on: 18th March 2023

excellent

5
good customer service,excellent rates Reviewed on: 18th March 2023

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