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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Best savings account by a mile

Outstandingly east and super competitive. This app means I don’t have to keep scouring the market for the best rates. Reviewed on: 16th March 2023

Just Brilliant

Brilliant way to save without even realising, or 'saving by stealth' as I refer to it. Reviewed on: 16th March 2023

Just great

Efficient and easy to use! Chip is a great bnking app for all ages Reviewed on: 16th March 2023

Great app for savings and building wealth - perfect for a financial novice

Great app. Lots of features which are super user friendly and easy to understanding. Minimal financial jargon, but everything well explained. Have saved and invested through Chip, and are extremely happy with their continued service and product offering. Excellent interest rates and always quick to the market with updates! Have recommended to many friends and family Reviewed on: 16th March 2023

The Best App in the UK

Offering the most user-friendly interface, together with the highest interest rates on your savings- CHIP is a game changer to the ordinary banking apps out there! I feel very secure depositing my hard earned money on CHIP & can only recommend it to my friends and family. I look forward to all the exciting things that CHIP will have on offer in the future! I am also a very fortunate investor/shareholder in CHIP. Luca Reviewed on: 16th March 2023

Chip - very good app with great interest rate

I find Chip, once you get to know how to do things, quite easy to use as they now have Faster Payments. 3.40% is the best in the market, so I'm quite happy. Reviewed on: 16th March 2023

Superb

The app is clean, easy to use and offers a good number of options with regards to savings and investment products. Brilliant app, and excellent communication via that and emails too Reviewed on: 16th March 2023

Straight forward and seamless

Very simple to use, deposits small amounts on a regular basis which really add up after a few months, enabling me to decide how to reward myself. Reviewed on: 16th March 2023

An excellent app.

Since opening the account, I have seen no reason to regret my move. The questions I had were promptly answered and the expected gains are accruing daily. Very good. Reviewed on: 16th March 2023

Good and effective.

Initially I wasn't really sure about Chip, but they've shown to be really trust worthy Reviewed on: 16th March 2023

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