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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy Savings

I have used the Chip app for more than a year and find it easy to use. The information it provides is clear and concise. Money is transferred quickly in and out of the accounts. Reviewed on: 16th March 2023

At the front

Put the customer first (but wish they would get on thd stock market as I have invested in shares). Innovative and often thd market leading Interest rate. Reviewed on: 16th March 2023

Fab banking app.

Simple to use, great online customer service. Reviewed on: 15th March 2023

Easy to use APP

Excellent App. Easy to use and transparency with excellent customer service. Industry leading easy access interest rate as of March 2023. Only negative is the lack of a customer account number and the need to sign up to open banking for larger deposits. Reviewed on: 15th March 2023

Best instant access savings rate on the market

I signed up to chip because I was dissatisfied with the low interest rates available for an instant access account from many of the well known high street and digital banks, Chip allowed me to sign up easily and get the best interest rate on the market without any hassle. Would 100% recommend Reviewed on: 15th March 2023

Best savings app on the market

Intuitive UI, market leading savings made easy! Reviewed on: 15th March 2023

Beats the competition

After a lot of research I went with Plum, and very quickly moved to Chip when they released the Blackrock funds. Not long after, they pretty much delivered the functionality that made me initially go with Plum, so to me they beat the competition, hands down. Reviewed on: 14th March 2023

Ok

Bit weird having to link accounts and no NI number so not sure they report interest properly Reviewed on: 14th March 2023

Smart choice

The process to join Chip is quick and easy. A great range of savings product, very competitive rate and the option of joining the prize account. All presented in an excellent app that is easy to navigate. Reviewed on: 14th March 2023

Very easy

I have beeb saving with Chip for a couple of years now and love the flexibility. Reviewed on: 14th March 2023

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