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Chip: Savings app reviews

4.86
Based on 18,462 reviews, last reviewed 16th Apr 2026
93% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Chip Savings app reviews (18462)

Review of the Chip, Savings app:

Best App ever!

5
Best App ever! Love how easy and secure is to deposit the money and see my savings growing every month is amazing! Reviewed on: 28th March 2025

Easy Savings and Investment

4
Chip operates online and offers a variety of competitive Savings and Investment products all in one place. I can access my account via the app or via the web site and it is easy to use. Savings accounts are protected up to £85000 as per other well known providers. Access is quick, easy and secure. Reviewed on: 14th March 2023

User of chip for 4 years.

5
I recommend chip to every one of my friends and family. The perfect first step for anyone who doesn’t know how to start saving. I forget I’m even saving and it’s so easy to access. Thought it was a scam but 4 years on and I’m loving it even more now!! Reviewed on: 14th March 2023

Best easy access interest

4
I chose it because it was the best interest easy access account Reviewed on: 14th March 2023

User friendly and great rates

5
Very easy to use the app, move money into and out of the account and a top rate of interest. Reviewed on: 14th March 2023

Banking with an edge

5
Love the ease of use. Great app, fantastic prize draw opportunity. Very impressed. Reviewed on: 14th March 2023

First class

5
This bank/product does exactly what it says on the tin... Reviewed on: 14th March 2023

Great app and the best interest rates

5
Great that you can see your interest recalculated daily, deposits and withdrawals are also extremely fast. Also the best interest rate for an easy access account. Reviewed on: 14th March 2023

So easy to set up and use

5
I use CHIP every day to move monies around from bank accounts that pay little or minimal interest. Reviewed on: 14th March 2023

Easy to use

5
Easy to set up account, app intuitive and easy to navigate. Best of all, market-leading easy access savings. Reviewed on: 14th March 2023

Excellent

5
Easy to access and understand- a bank offering a good deal for customers Reviewed on: 14th March 2023

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