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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Simple process

So easy to use and set up with plenty of information coming from Chip before during and after Reviewed on: 13th March 2023

Excellent app!

Easy to use savings app with the best rates on the market. Reviewed on: 13th March 2023

Best Savings Account

Solid app that's informative, functions well, and has a well designed user experience journey. Great interest rates that keep well ahead of the competition. Reviewed on: 13th March 2023

Easiest online account out there

Very easy to set up and transfer into and out of… easiest online account out there. Reviewed on: 13th March 2023

The best rates keep getting better

It's rare for a bank to raise rates, let alone raise rates on the account you already have with them. Deposits and withdrawals are super easy, really can't fault them Reviewed on: 13th March 2023

Tip of Spear banking made for you

A neat and stylish app with a simple approach and an interest rate that's always cutting edge of the market. Wonderful features but just a savings pot if that's all you want. Reviewed on: 13th March 2023

Easy to use, great rates

Been using chip for the past few week, easy to set up and get going with great interest rates. Great to see as soon as interest rate goes up, returns at the new rate are instantly applied. Reviewed on: 13th March 2023

Easy to join online

Easy to join online. Good interest rates. Easy to track savings. Reviewed on: 13th March 2023

Great app to grow your money

Easy to open an account and move money in and out. Plenty of investment options. Reviewed on: 13th March 2023

Easy savings with great returns.

I was sceptical to start with, but have built up quite a chunk of change over the four years or so I have been using chip. Its easy and works without being a worry. Super flexible and withdrawals are quick and easy. Love chip! Reviewed on: 13th March 2023

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