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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

saving made easy

5
Opened my chip account in minutes! So easy and straightforward, no messing about at all. I love the insights, the different saving options and very impressed with the AI saving capabilities. I love checking how much interest I’ve earned each day! I’d recommend chip to anyone wanting easy access savings, and a very competitive interest rate! Reviewed on: 13th March 2023

Easy banking

5
I am happy with Chip easy to use and earning interest Reviewed on: 13th March 2023

excellent service

5
market leading rates. simple to use app Reviewed on: 13th March 2023

Fish 4 Chip

5
CHIP is the best easy access bank account I have had and certainly with the best Interest paid. The qebsite site is ace too. Infant there's nothing I don't like. Thanks CHIP, superb service. Reviewed on: 13th March 2023

Best savings app.

5
Top rates. Easy to use. Lots of great features. Reviewed on: 13th March 2023

An innovative, easy to use bank that cares

5
I've now used Chip for years and have the majority of my savings in it. It's simple to use, has helped me save so much over the last few years and revitalised my attitude towards saving 9n general. I've never felt so organised. Communication has been fast and informative and they let me know of a their innovative new initiatives. A great, modern app to have. Reviewed on: 13th March 2023

Interest rates

5
They put their savings rate up straight away not like other banks Reviewed on: 13th March 2023

Everyone needs CHIP!

5
CHIP makes saving so easy and you make money through high interest rates without having to do hardly anything. Once you link your bank account CHIP does the rest. They dont just want your money they go out of their way to alert you to ways of earning more through notifications when they feel there is a better product for you. Open an account, sit back and watch your money grow! Reviewed on: 13th March 2023

Fantastic

5
I use Chip as a savings account and think it is excellent Reviewed on: 13th March 2023

Best bank app so far

5
To date every transaction has been super easy Reviewed on: 13th March 2023

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