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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Excellent rates and easy to use.

We’re very happy with our Chip accounts. The interest rates for instant access savings are better than many fixed and notice accounts. We love the prize draw account too. All very easy to set up and use. Reviewed on: 13th March 2023

Excellent App

I have been a chip customer for a little while now. It is a great app making saving or investing easy and giving you access to top rates of interest. My husband also has the app Reviewed on: 13th March 2023

Top drawer

The process of setting this account up was fantastic and so easy. All done Get app Apply for account and transfer money in from an other account. All this done within 15 minutes all online. Outstanding. Reviewed on: 13th March 2023

Simple and rewarding

Extremely easy savings account to open and manage. Excellent interest rat beats most if not all the competition Reviewed on: 13th March 2023

Long time satisfied customer

Great service, have saved some money over the years, automatic saver is the best, highly recommend Reviewed on: 13th March 2023

Great Interest rate

Impressed that having opened a savings account with an industry leading interest rate, this position has been maintained with a further interest rate rise. Reviewed on: 13th March 2023

So easy to build a pot

With so many options now, it’s quite easy to build a savings pot without feeling it Reviewed on: 13th March 2023

Great Savings & Investment App

Chip is a really great savings app with super competitive interest rates. As well as having the best interest rates currently in the market, they also offer super fast deposits and withdrawals via OpenBanking. The app is very user friendly and easy to use. You can even see even see how much intereset you have pending for the month before it has even been paid into your account! 10/10 would recommend. Reviewed on: 13th March 2023

Excelent

Who would that thought that a bank would contact me to tell me they're going to increase my interest rate! Very easy and quick to deal with, great app. Highly recommend. Reviewed on: 13th March 2023

East and convenient way to save

Chip offers a fantastic service that is easy to to use with a great return. Reviewed on: 13th March 2023

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