Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18462)

Excellent

5
Great interest rates and an easy-to-use app. Reviewed on: 13th March 2023

Getting better all the time

5
Great work still. Getting better all the time. Very good updates, changes and very quick to respond to changes in the climate Reviewed on: 13th March 2023

Extremely easy way to save money! Love it

5
Great customer service. Never had to wait more than a hour or 2 for a response - top notch. Great at marketing and communication Reviewed on: 13th March 2023

Excellent way to save

4
Excellent - Chip helps me save automatically and the prize rewards make it fun as well. Reviewed on: 13th March 2023

Great app and rate

5
Easy and trustworthy. Used it for my savings and can move money between accounts so quickly. Reviewed on: 13th March 2023

Outstanding app

5
Great rates, great functionality. Reviewed on: 13th March 2023

Relatively New

4
I have just recently joined chip, and so far so good, straightforward and easy to use banking app with excellent updated interest rates makes this a very attractive bank. Reviewed on: 13th March 2023

Excellent

5
First class from start to finish. Reviewed on: 13th March 2023

Best interest rate

5
Intuitive app and best interest rate at this time. Reviewed on: 13th March 2023

Very good

5
Very good easy to use apy very good and prize saving account very good Reviewed on: 13th March 2023

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review