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Chip: Savings app reviews

4.94
Based on 18,462 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Chiptastic!

5
Great experience with Chip. Easy to sign up online and open an account. Plus they have just increased their easy access account interest rate - what more could you ask for? Reviewed on: 13th March 2023

Number one!!

5
Chip, Number One in today’s banking and set for the future in finance. Reviewed on: 13th March 2023

Easy to set up and innovative thinking

5
Opened to earn best interest rate around. Very impressed with service so far. Reviewed on: 13th March 2023

Easy to open, secure, endless potentials

5
It was definitely the easiest to account to open. Always having the highest interest rate is a bonus for investors. Investments are also very easy to make. Reviewed on: 13th March 2023

Good returns and easy to use

5
Am keeping part of my retirement lumps sum with Chip as it gives me near instant access with a market leading return. Monthly bonus makes me want to save more! Reviewed on: 13th March 2023

Love Chip

5
Saw this app recommended by Martin Lewis so recommended to my daughter. Then realised I was crazy not moving some money (getting virtually zero interest at my bank) to reap the Chip rewards. A fantastic decision - and the rate went up within a couple of days. Reviewed on: 13th March 2023

Great for savings.

5
Really easy to set up and use, far better interest rates than others. Can't fault them at all. Reviewed on: 13th March 2023

Helping me grow my savings

4
User friendly, handy and literally helping me to grow my money Reviewed on: 13th March 2023

Brilliant for the small saver

5
On the money every time. Top interest rate for non fixed accounts , fast to put the interest up too. Just great Reviewed on: 13th March 2023

A positive experience

5
All very easy to set up and manage and good clear displays Reviewed on: 13th March 2023

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