Write a review

Go to business site

Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

View other Chip products

4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

Read all reviews Write a review

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Savings app reviews (18462)

A bit wary at opening account.

A bit wary at opening the account with all the negative reviews, so don’t rely on the reviews it’s a great bank and the app is brilliant Reviewed on: 13th March 2023

Easy to set up and great rates

Market leading in terms of rates, quick and easy to set up, great app to navigate and full of useful up to date market information. Reviewed on: 13th March 2023

Great for instant access savings

Best easy access savings account currently on the market. Very easy to deposit and withdraw. Can't ask more than that really! Reviewed on: 13th March 2023

Well worth checking out

Good rates, good app. In fact I have recommended to several friends. Reviewed on: 13th March 2023

Superb

So easy to setup and paying 3.4%. What's not to like? Reviewed on: 13th March 2023

Easy to use easy access account

Easy to download,easy to deposit, easy to use app Reviewed on: 13th March 2023

Best savings rate

Great customer service and simple to use app. Best of all is the market leading interest savings rate Reviewed on: 13th March 2023

Chip experience

Chip has the customer at the forefront of their minds/plans. The user experience of the app is excellent and very intuitive. In addition, the interest rates of Chip are updated on a very regular basis that benefit their customers Reviewed on: 13th March 2023

User friendly, easy, good rates!

Have been using chip for over a year and not been disappointed once. Reviewed on: 13th March 2023

Flexibility

Easy to use app although the savings goal feature needs refining further so goals can be more easily amended rather than having to delete them. Swift to raise the interest rate they pay. Everything smooth so far. Reviewed on: 13th March 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payments
from Modulr 2.14 from 4 reviews
Digital Assistant
from NatWest Group - Cora 4.59 from 6061 reviews
Personal finance platform
from PocketSmith 5.00 from 2 reviews

Want to see more from Chip?

Cash ISA
from Chip 4.97 from 1045 reviews
Instant access savings
from Chip 4.96 from 285 reviews
Easy access savings
from Chip 4.96 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub