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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Democratising wealth

Fantastic fintech with true vision for finance and wealth, with strong company ethics and values at the heart of the business. Reviewed on: 13th March 2023

Convenient & Smart

So easy to get set up and it works out how much you can afford to save at the time. Reviewed on: 13th March 2023

Consistently good

Great information and service from this app. Also quick to increase interest rates compared to the big banks. Reviewed on: 13th March 2023

Market leading

Market leading 3.4% easy access saving account Reviewed on: 12th March 2023

Chip - an incredible savings app but so much more!

I have been using Chip for a number of years now, initially drawn in by the autosavings feature which helped me ensure I was regularly saving, however the app is no so much more. The market leading instant access account, alongside the prize savings account and investment funds, have been an excellent way to diversify my savings and generate return. Reviewed on: 11th March 2023

Better savings rates than high street banks

Chip fight to get their customers the best savings rates, no high street bank I know currently match them. I've used their customer service centre on a few occasions and they've been very responsive and helpful. Reviewed on: 10th March 2023

High savings interest rate

High interest rate, payments are cleared quickly Reviewed on: 10th March 2023

Great savings and investment app with innovative products.

Innovative app that knows just how much to save without you really noticing. Great selection of places to put your money. I like the prize savings account and BlackRock investment portfolios. Reviewed on: 9th March 2023

So easy to set up and best rate

Quick and easy to set up (probably the quickest one I’ve opened so far ) the app is so easy to use and it’s the best easy access savings rate around. Reviewed on: 9th March 2023

This app can automatically sort your finances

This app can automatically sort your finances. Let it do the work for you, save (at your own pace), invest (sorted by experts) and enjoy the finer things in life. Reviewed on: 9th March 2023

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