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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Easy, flexible, good value

Made Chip my main savings account. AI to calculate affordable savings allows you to accrue savings painlessly and quickly. Very impressed. Reviewed on: 9th March 2023

best AER

while ive been with them before they were using AER, since they switched they have consistently raised their interest rate to be better than anyone else - and comparable to notice based accounts, while having a perfectly usable app. Reviewed on: 9th March 2023

Chip AI is great. It has enabled me to slowly save and without too much stress.

I was an early adopter of Chip and have benefited from 18 months of free ChipX. This has enabled me to build some tax free investments in shares, something that I would not have bothered to look into without Chip. I am much more aware of saving and Chip AI is an excellent tool in achieving this. Reviewed on: 8th March 2023

Best Company (and App) Ever!!

Since I have opened Chip I have never had an issue with the app, it is amazing how they offer the best saving interest all the time compared to the other banks, which pays monthly and shows you how much you have accrued every single day! Withdrawals happen in seconds, you can send money from an account to the other in Chip itself. They have this prize account which gives you the opportunity to be entered in a draw and win prizes every month, included an ASTONISHING £10k!! And, last but not least, customer service is always proactive and very helpful. 10/10 Reviewed on: 8th March 2023

Helped me reach my goals!

A great savings app that really made me a better organised person. Easy to keep track of your savings, and also lots of other investment opportunities within the app! Reviewed on: 7th March 2023

Amazing Savings Options

I’ve been with Chip for a few years now. What a great way of saving money without really noticing it leaving your account and also being able to adjust the rate at which you save. Add to that varying risk categories of savings accounts and other extras and this is a must Saving Option for everyone. Reviewed on: 7th March 2023

Simple and effective

A very easy savings app to use which offers market leading interest rates and winnings. I have been recommending it to friends. Reviewed on: 6th March 2023

Best bank on the market

Top customer service, awesome app and highest interest Reviewed on: 6th March 2023

Easy savings with great bonuses

I love saving with Chip, I don't even notice the money going out of my account as it is based on what I can afford. And the bonus rate is great too meaning I easily earn more money on top of my savings that I wouldn't have if I never had chip. Love it! Reviewed on: 5th March 2023

Chip - the App that keeps on giving

Great company that continues to be innovative and market leading…. Reviewed on: 5th March 2023

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