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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Brilliant Savings App

I love Chip. Everything about the app is so easy to use and there are so many great features. Reviewed on: 28th February 2023

Good interest rate

Best interest rate on the market right now! Plus fun prize draw. Reviewed on: 28th February 2023

Great idea to create savings

A LITTLE EXPENSIVE BUT GREAT TO SAVE WITHOUT REALISING Reviewed on: 28th February 2023

So easy and just watch your savings grow

Amazingly easy to set up and use. Unbeatable rates too giving you a fantastic growth on your savings without really noticing it happen! Reviewed on: 28th February 2023

An excellent wealth management app that pays a high interest rate!

I couldn't be happier having my savings at Chip, since it's the only bank that pays the highest interest rate among the rest of the UK banks. You can deposit and withdraw fast and they have an impressive monthly prize award for having your money saved with them. Their referral bonus is also good and reasonable to achieve. Highly recommended!! Reviewed on: 28th February 2023

Great way to save

Top interest rates with AI that automatically saves into your account. My savings have grown substantially without me even trying Reviewed on: 28th February 2023

Definitely Recommend!

Easy app use! Easy referral with incentives! Always market leading interest rates since I've opened it a couple of years ago!! Reviewed on: 28th February 2023

Leading easy access savings & super intuitive app

It’s a super easy to use app, lots of options for how to save or invest my money and in normal language. Top rates for easy access savings, what more could you want Reviewed on: 27th February 2023

Ideal Savings platform

I started using chip just for a bit of treat myself money but it now offers a better interest rate than my main banking organisation, so chip is now receiving greater attention with my savings. Reviewed on: 27th February 2023

Easy, user friendly savings experience

Chip make it easy to save, their prize saving account is a great incentive to save more. Customer service is great too Reviewed on: 27th February 2023

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