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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18462 reviews)

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4.94

Based on 18,462 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18462)

Saving couldn't be more exciting!

Very simple setup and great interest rate product. The app allows you to move money between accounts with ease! Reviewed on: 27th February 2023

Massive help saving for my future

Money which would normally be frittered away now builds up to a useful sum Reviewed on: 27th February 2023

Smart Save without any effort

Smart Save without any effort... Reviewed on: 27th February 2023

Good savings interest, easy to use

I use the AI savings tool and it's a really easy way to put a bit of extra money aside. The instant access savings account always has a very competitive interest rate, and there are additional initiatives such as the Prize Savings Account and investment funds which are easy to use and can help boost savings. Reviewed on: 27th February 2023

Autosave is a Winner!

My daughter introduced me to Chip and the AI-driven, autosave feature completely changed my saving habits. It helped me pay off my mortgage early. It's a great product. Reviewed on: 27th February 2023

Simple and makes me Money!

After initial set up, I automatically save money and earn interest, it’s great! Reviewed on: 26th February 2023

Market leading rates and products

I have been with Chip over 2 years. Never had any problems with the app. Their communications are excellent. And their products just keep getting better! Reviewed on: 26th February 2023

Got me saving for the first time in my life

I am far older than I care to admit and always struggled when it came to saving money. Any money that came my way “burned a hole in my pocket” and I could never spend it fast enough. Thanks to Chip I have saved up quite a considerable lump sum since I joined Chip back when they first started after it was recommended by Martin Lewis Money Saving Expert. What makes it the best is just how easy it is. You don’t realise you’re saving and every time I log in to see where I’m at Inam always amazed when I see my account balance. As an added bonus Chip offers a savings interest rate that is far higher than what any bank gives on an account that had instant access to my savings. It simple ands that simplicity that is so appealing, no complicated forms or terms & conditions trapping your money like what traditional banks impose when seeking higher interest rates. Added to this simplicity Chip have expanded their offerings to include Stock & Shares and alternative investments, such as a Ferrari & fine wine. Lastly I have confidence in Chip because they have FSCS backing so my money is safe should the worst happen. Reviewed on: 26th February 2023

Exceeds all Expectations - Highly recommended

Have recommended to family, friends and work colleagues. Fantastic interest rate, service and easy of use. Reviewed on: 26th February 2023

Best rate and very easy to use

Has the best interest rate of any instant access account. The app is easy to use and cash transfers more or less instantly when withdrawn Reviewed on: 26th February 2023

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