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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

What is not to like

5
I have saved more money with chip than I’ve ever managed on my own Reviewed on: 23rd February 2023

Simple saving

5
Excellent bank, Excellent and easy to use app. All very straightforward. Have reccomended to loads of friends and family who love it. Reviewed on: 23rd February 2023

Easy app and good interest

5
It always pays a decent rate even if it's not the highest Reviewed on: 23rd February 2023

Very nice!

5
Chip is a very useful, very helpful money saver, money invester and money understanding app. A user friendly app made to help us all be better with money. I would recommend this to all. Reviewed on: 23rd February 2023

Great way to save

5
Chip has an excellent interest rate for saving. The app is easy to use and it’s very easy to save! Reviewed on: 23rd February 2023

Great way to save

5
The algorithm that chip uses to help its users save money is amazing. It's a smart tool and the added benefits of investing make it one of the best apps on the market Reviewed on: 23rd February 2023

Financially Fabulous

5
Simple, easy app, lots of useful info and investment opportunities, decent rates Reviewed on: 23rd February 2023

Brilliant app

5
Can't fault it for features and creative saving ideas. Reviewed on: 23rd February 2023

Top savings rate

4
My money goes where the interest is and Chip continually delivers! The app is really well designed and I am excited about the future of this bank that aren't afraid to try new things. Fully behind them. Reviewed on: 23rd February 2023

Great customer service

5
When I had an issue depositing some funds the service was prompt, courteous and available out of hours, which was surprising and reassuring. The issue was resolved within 24 hours. Reviewed on: 23rd February 2023

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