Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Great

5
They continue to break the mould Reviewed on: 23rd February 2023

Chip are a great on-line savings account

5
Great rates & fab customer service. I am very happy with Chip Reviewed on: 23rd February 2023

Great app

5
Great app great interest rates simple to use Reviewed on: 23rd February 2023

Tops

5
Easy to use- easy to save and top rates for easy access. Love it ! Reviewed on: 23rd February 2023

Easy

5
Easy to open & use. Great rate too. Reviewed on: 23rd February 2023

Easy access, smart app and decent rates

5
Very user friendly app and quick movement of money to and from accounts. The rates are decent too and change quickly to reflect interest rate moves. Reviewed on: 23rd February 2023

Good interest

4
Chip is a good and reliable online saving app with a good interest rate Reviewed on: 23rd February 2023

High interest rate

5
Simple and easy to open an account and earn high interest in instant access account Reviewed on: 23rd February 2023

Great bank and savings options

5
First class service, innovative savings and great interest rates Reviewed on: 23rd February 2023

Exceptional banking

5
Fast and efficient banking service that constantly offers continually improving bank interest rates. Reviewed on: 23rd February 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products