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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Market leading app

Fantastic app offering the highest easy access interest rate in the UK today with no associated fees. Chip deserves recognition for what the team have achieved over the last 5 years from the days of the whale! Reviewed on: 23rd February 2023

Decent rates

One of the few who give decent interest rates Reviewed on: 23rd February 2023

Easy to use

Easy to understand how to use it and great saving options with new types of assets. Reviewed on: 23rd February 2023

Easy to save

I like that my money is put into my savings account automatically and that the rate has gone up whilst my bank has dropped rates even for its loyalty saver account. So much for loyalty! Reviewed on: 23rd February 2023

Great start up!

Easy to use App and good access to your savings. Reviewed on: 23rd February 2023

Best for busy savers

Great for saving as you do not need to keep intervening. Reviewed on: 23rd February 2023

Great savings app

I have managed to start saving for the first time in my life, I Dogg earn a lot of money and with cost of living and caring for my dad who has Alzheimer’s disease it can be struggle but the makes it possible for me save a little and often. Reviewed on: 23rd February 2023

Simple and rewarding

Easy to access and great returns Reviewed on: 23rd February 2023

Chip keep you up to date

Timely convenient updates telling you interest rates but always clear where risks might be present. Reviewed on: 23rd February 2023

Saving made easy

The functionality to auto-analyse different current accounts and determine how much I can afford to save, has made building up a small savings pot extremely easy. Knowing I have easy access to the funds if needed, is also reassuring in the current climate. Reviewed on: 23rd February 2023

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