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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Customer care

I’ve received great service from the chip team. From ensuring my money is safe to helping when things don’t quite go to plan I’ve found the team sort the problem and make sure I’m happy with the resolution. Reviewed on: 23rd February 2023

Unbeatable commitment to accessible investing

I've had savings with Chip for a couple of years and they just keep getting better. They are constantly finding ways to improve their offering, and have made saving & investing easy & accessible for everyone. The app is very user friendly and they communicate really well with their customers. Reviewed on: 23rd February 2023

Amazing!!

always the best interest rate for an instant access account, leading the way in savings platforms. Love the app as well, so straight forward Reviewed on: 23rd February 2023

Chip easy to use

Easy to open, easy to access, I would highly recommend. Keep you uptodate Reviewed on: 23rd February 2023

Nice and easy

A great way to save without thinking about it. Set up autosave and forget as Chip takes amounts automatically and you stay above a threshold amount you set for your bank account. App is really easy to use and keeps you up to date at a click and new and innovative ways to save. Reviewed on: 23rd February 2023

Amazing rates

So easy to use the app and easy access Reviewed on: 23rd February 2023

Exciting new investing! Saving like never before!

Highest interest rate I’ve ever seen! Reviewed on: 23rd February 2023

Best savings on the market

I’ve had chip for a few months and have recommended it to everyone. Extremely simple to use, transfers are effortless, and the fact the interest moves with the bank means you are always getting the best interest rates. Reviewed on: 23rd February 2023

Easy savings all round

The company making saving really easy and offers market beating rates! Great customer services! Reviewed on: 23rd February 2023

An app that motivates you to save!

Really easy to use and motivates you to save and easy to understand and manoeuvre around. Also easy to see how much interest and bonus you have accumulated which is obviously important. Also have increased their interest rates several times which is a bonus!! Reviewed on: 23rd February 2023

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