Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Highest interest- user friendly- efficient banking app

5
One of the highest interests offered. Very easy use of the app and very efficient team running the company behind it Reviewed on: 23rd February 2023

Makes saving easy

5
Takes affordable amount of money out and adds it to market leading rates within the savings platform. Great team and service Reviewed on: 23rd February 2023

Best interest rates. Alternative assets options

5
Highest interest rates in the market amongst all the new features Reviewed on: 23rd February 2023

Simple to open, good rates, not much to complain about

5
A very simple process to open up the account through the app, Intuitive and user friendly app to use as well. Good rates just make it unbeatable overall Reviewed on: 23rd February 2023

Fantastic

5
Chip offer excellent saving rates with instant withdrawals. Customer service is very quick Reviewed on: 23rd February 2023

Excellent service

5
Really convenient, easy to use App. Reviewed on: 23rd February 2023

So easy to save!

5
I’ve found Chip the easiest to use out of all banking apps I’ve tried. And getting market leading interest rates without having to do anything is nothing short of miraculous!!! Reviewed on: 23rd February 2023

Great Service at CHIP

5
Online saving has been made easy and accessible. But Chip then has made market leading interest rates available . Reviewed on: 23rd February 2023

Easy to use

5
Convenient app offering unique products Reviewed on: 23rd February 2023

High interest rate

5
Giving highest instant saver rate on the market. Reviewed on: 23rd February 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products