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Chip: Savings App reviews

4.94
Based on 18,447 reviews, last reviewed 27th Feb 2026
23300% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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Latest highest rating:

5

Just an all round great app and company. Just an all round great app and company. Friendly, intuitive and really useful. Customer service is very responsive and helpful. Reviewed on: 27th February 2026
Adam A's avatar
Adam A

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip allows users to connect their current accounts and automatically save a little money every few days.

Using Chip to help save money already? Please leave some honest feedback on your experiences with Chip in the form of a quick review. Your Chip review helps others decide which personal finance app is right for them.

Or here to see if Chip is just what you need? Read our Chip reviews to see what our community has to say about this innovative new app.

Chip Savings App reviews (18447)

Review of the Chip, Savings App:

CHIP -Champion Highest Investment Provider

5
CHIP has done so very much from inception, to offer the public an innovative, easy way of saving, and then from the savings made, the user can spend on items needed or invest in very rewarding investment schemes, to cover all risk ranges. The CHIP app is so easy to use says she 69 y.o. Go for it ... you will save and earn more on your savings! Reviewed on: 1st March 2022

I’ve got all my family members onto chip because of...

5
I’ve got all my family members onto chip because of how easy it is to use, the quick transfers and great rates. Reviewed on: 24th March 2025

App easy to use.

5
App easy to use. Advice given on what services are available Reviewed on: 24th March 2025

Easy to use app to use great rates just what a saver...

5
Easy to use app to use great rates just what a saver needs, Reviewed on: 24th March 2025

Sleek & clean UI, extremely accessible and a great a...

5
Sleek & clean UI, extremely accessible and a great amount of diversified funds to pick from. High AER on their saving accounts too. Reviewed on: 24th March 2025

It has been seamless experience in managing my money...

5
It has been seamless experience in managing my money between Chip and my Bank Reviewed on: 24th March 2025

Very happy with Chip and its rates, app easy to...

5
Very happy with Chip and its rates, app easy to use Reviewed on: 24th March 2025

After using Chip for the last few years it’s really...

5
After using Chip for the last few years it’s really helped me save and see a good return on. Reviewed on: 24th March 2025

Everything has been straight forward with good rates...

5
Everything has been straight forward with good rates to boot. Reviewed on: 24th March 2025

Great savings app and very easy to use

5
Great savings app and very easy to use Reviewed on: 24th March 2025

Basic Account User (for years)

5
I’ve been using Chip for years now; even with the basic account it’s an excellent tool for saving money every week and month. The fact it adapts based on how much money is in your account means you’re always saving - and that there is a little pot that you can dip into as and when the need arises! Reviewed on: 24th March 2025

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