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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Excellent

Excellent service, nice quick efficient app Reviewed on: 23rd February 2023

Best bank by a mile

Chip makes banking easy. Best interest rates, which are regularly reviewed and increased, super-slick app and the most engaging communications I receive from ANY brand. Top notch all round. Reviewed on: 23rd February 2023

Modern banking, done right.

Phone banking, with lots of saving and investing opportunities. Reviewed on: 23rd February 2023

Good app giving top savings

Good app. Good top savings. Good to use Reviewed on: 23rd February 2023

Chip it best

Chip has created a saving fund for me over the years. Reviewed on: 23rd February 2023

Givers

I like the fact that they help people by giving out money every month. That’s great Reviewed on: 23rd February 2023

Accessible saving and investing

The best savings rates and a great, accessible introduction to investing. Reviewed on: 23rd February 2023

Saving without the hassle

It is easy to build up a lump sum and have easy access when you need to withdraw your money. Reviewed on: 23rd February 2023

Good app and continuously improving

App works just the way you want it to and there's a lot of updates and improvements. Reviewed on: 23rd February 2023

Great rates

Super easy to use and set up, I save so much more every day than I would with a traditional bank Reviewed on: 23rd February 2023

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