Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Best value app

5
Simple to add and withdraw money Reviewed on: 23rd February 2023

Intuitive and friendly app

5
I love how easy Chip is to use and that there is no hidden information for the user. The payments are also quick in and out of the app. Good interest rate as well! Recommending 100% Reviewed on: 23rd February 2023

Simply the best!

5
I’m so pleased I opened my Chip account. It’s so easy to control your savings, I love the instant access and the interest is my little treat every month. Reviewed on: 23rd February 2023

Best savings app

5
Best savings app out there atm. Offers best interest rates on easy access savings accounts. Nice and easy UI. Good selection of investment options. Reviewed on: 23rd February 2023

Intuitive & informative

5
It is very easy to keep track of accounts in my portfolio. The info videos are genuinely informative and I like to see the interest building up day by day. Reviewed on: 23rd February 2023

Excellent service

5
Everything is easy, from connecting with my bank to investing and then withdrawing or moving money within Chip to get the best possible interest. Customer service is great, very quick to respond and very helpful Reviewed on: 23rd February 2023

Innovative Banking Provider

5
Great app, plus they work hard to develop products that deliver good returns for customers. Always listen to our feedback and adapt, wouldn’t hesitate to recommend them Reviewed on: 23rd February 2023

Game changer

5
Chip has completely revolutionised savings and investments, I have personally saved significantly more than through tradition methods plus earned far more interest with their leading rates and investment funds. Reviewed on: 23rd February 2023

Great app

5
Helped me save a little here and there, without noticing. Wish I had found Chip sooner. Reviewed on: 23rd February 2023

Excellent

5
A fun exciting and easy to use app Reviewed on: 23rd February 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products