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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

No frills

5
The auto save feature plus the added investing options make it so easy... Reviewed on: 23rd February 2023

Great interest rates

5
Good customer service and great rates Reviewed on: 23rd February 2023

Best savings interest and investment options anywhere

5
So glad to be part of the Chip population! It gives me the control and returns I expect from a cutting edge financial app. Reviewed on: 23rd February 2023

great service and products

5
good service, choice of good products and accounts Reviewed on: 23rd February 2023

Great new way of saving.

5
New company offering great products. Customer service is 2nd to none. Communication.of new products very good. You can see this small enterprise is continually growing.and.improving. Well done. Reviewed on: 23rd February 2023

Quick and easy with good rates

5
Chip works well as it has an easy interface to deposit money from your bank to it's savings account. The prize winning account is a nice novelty - its like buying a ticket for the lottery at a lower cost. Reviewed on: 23rd February 2023

Chip is great!!!

5
Chip is a fantastic tool for managing money, it helps to build savings in a very easy way and makes investments incredibly easy. That's all what I need from an app like this, thanks. Reviewed on: 23rd February 2023

Great savings rate

5
Love the fact that interest rates go up so soon after the base rate has risen. No waiting 3 months for a new rate to be effective Reviewed on: 23rd February 2023

A quick way to build up savings

4
Great app, easy to use, has good customer service and never crush. Reviewed on: 23rd February 2023

Chip is easy to use and has the best interest rates

5
I love using chip, it’s easy to use and I can move money from my bank to the chip app and back again instantly. It has better interest rates than my savings account at my bank too so each month my money is increasing. I’ve also messaged them before and I got a very quick and friendly response with the help I needed. It’s by far my best experience. It has different features too, some are free and some you can pay for, for instance you can set up money to go from your bank to your chip account on a certain day which is a free service and also they will move a bit of money for you if you choose this option for a small fee but it’s completely optional. All you have to do is download the chip app on your smartphone and link your internet banking in a few easy steps which they guide you through. I would highly recommend it to anyone who wants to save money in an easy way. Reviewed on: 23rd February 2023

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