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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Excellent bank

5
Great auto saving functionality, best savings rate, innovative alternative investments Reviewed on: 23rd February 2023

Chip a fresher look at banking

4
Chip has given me the opportunity to see what more potential my money had. The AI allowed me to regularly save without struggling. I am disappointed this is only now a fee based option. Reviewed on: 23rd February 2023

Saving without the hassle

5
Chip checks how much I can afford to save and does all the hard work. My savings build up with minimal effort from me. Reviewed on: 23rd February 2023

Simple app, excellent rates

5
Love my Chip account, keeping ahead of other savings accounts on interest, and super customer service. Reviewed on: 23rd February 2023

Fantastic savings app

5
This app is great for saving, I was recommended by my brother and couldn’t be more satisfied. Doesn’t spam annoying emails, each email is usually something beneficial to me Reviewed on: 23rd February 2023

Easy to use

5
I love my chip account easy to use quick to move money around. Good interest rates and quick to raise them. I've not had any issues. Reviewed on: 23rd February 2023

Great bank

5
Really easy to set up Fantastic interest rates Brilliant app Reviewed on: 23rd February 2023

Great interest rates and easy access

5
Great account - easy to deposit and withdraw. Market leading easy access interest rates. Easy to use app and great communications Reviewed on: 23rd February 2023

Best Banking App and Products

5
Accessible products, good service, nice interface, easy to use. A modern and pleasant banking experience Reviewed on: 23rd February 2023

Easy competent and friendly

5
Easy to deal with, sociable and friendly with a competitive interest rate. Reviewed on: 23rd February 2023

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