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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

High interest rate and easy to use app

High instant access interest rate! Reviewed on: 23rd February 2023

A new way of saving for an older guy

I was a bit sceptical when my nephew was raving about Chip and telling me to join the bank and link my current account. I'm of the generation that is also still a little nervous about technology and linking bank details. But 12 months on I've nothing but praise for Chip. The app is simple to use and does it job quietly in the background. I've been that impressed I also moved 10k from another bank to Chip. The saving rates are top drawer. Reviewed on: 23rd February 2023

Pioneering

Chip is the best savings app on the market Reviewed on: 23rd February 2023

Great interest rates

Chip are always updating their interest rates. They do this speedily and don't wait a month like some other banks Reviewed on: 23rd February 2023

Brilliant Bank

Great app and has helped me save so much Reviewed on: 23rd February 2023

Best automated savings app

Does what it says on the tin? Save without thinking or effort Reviewed on: 23rd February 2023

Easy

Very easy, app based savings. Helpful staff when needed Reviewed on: 23rd February 2023

Chip of the old block

Chip has taken the best I know in banking and rolled it up into one service I don’t need to worry about. Calculates and takes my savings when available and gives great interest. Also love the new investment opportunities in a time when savings and investments are going back into fashion with rising interest rates. Reviewed on: 23rd February 2023

A great bank

I really enjoy banking with Chip Reviewed on: 23rd February 2023

Easy way to save for your goals

I have been using Chip for a while and would definitely recommend it to people. The app offers lots of great features and helps you to save up for your goals, setting up automatic savings, providing ways to invest and more. Chip has also been great at providing an easy access savings account with the best interest rate on the market, which really helps in these uncertain financial times. Reviewed on: 23rd February 2023

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