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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

so far so good

3% on saving account - that's all you need to know. Reviewed on: 23rd February 2023

Good features, great rates for easy access

I like using Chip and have been impressed with the rates for an easy access account. I’ve only given four stars as initially found the options (Chip vs. ChipX) confusing. Also, I’d love it if I didn’t have to re-link my bank every 90 days but realise this is currently a regulatory requirement. Reviewed on: 23rd February 2023

Great rates & easy to use App

Came across Chip a while back, used the app to set up a small savings pot, and sat back and watched as more and more services became available and the interest rates offered rose! The UX of the app is great, the comms from Chip management are great and the diversity of investment available is super interesting. Good work Chip!! Reviewed on: 23rd February 2023

Quick efficient and great interest rates.

Excellent returns on my savings without risk. Reviewed on: 23rd February 2023

So so simple!

Chip is so easy to use and has helped me save loads. It’s really easy for my Dad to use too. Great market leading interest rate as well. Reviewed on: 23rd February 2023

The best saving rates

It has a range of accounts with the best savings rates on the market. The regular save feature is brilliant, you don't notice it when it leaves your account as it is small amounts here and there, but they quickly add up. It's helped boost my savings and I recommend it to everyone I know. Reviewed on: 23rd February 2023

Excellent

I've been thoroughly impressed with Chip since joining over a year ago. They are constantly innovating to offer their customers products with an attractive offering. They listen to their customers and give them what they want in a sustainable way. The app has improved so much over time and it's effortless to use now. Reviewed on: 23rd February 2023

The best banking app in the worlds

This app has helped me become financially comfortable, I’ve learnt as I’ve gone through saving and to top it off the best easy access savings % on the market. Chip to the MOON! Reviewed on: 23rd February 2023

Easy to use, flexible, good interest rate

Opening a savings account and selecting the level os savings is easy and straight forward. The motivation it gives you when you see your account growing without the stress of deciding how much and when to put money away makes the whole experience a great one! Reviewed on: 23rd February 2023

Wonderful, just the way saving should be

Very easy to set up, excellent customer service responding to emails very quickly and great bonus’s and benefits. Reviewed on: 23rd February 2023

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