Smart Money People Logo

Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

Review Chip: Savings app now

Help others make smarter decisions by sharing your own experience. Write a review

Chip Savings app reviews (18463)

Convenient , easy to use and very competitive interest rates.

5
Forget the big banks. CHIP is a one stop shop for all your saving needs, offer the best interest rates and even the opportunity to win BIG! Very, very happy I opened an account and couldn't recommend CHIP more. Reviewed on: 23rd February 2023

Easy savings account.

5
Eat access, high interest account. Reviewed on: 23rd February 2023

Great savings rates

5
Very simple to set up and access. Great rates too! Reviewed on: 23rd February 2023

Great

5
Best interest rates easy access brilliant for withdrawal and deposit Reviewed on: 23rd February 2023

All Good

5
Great rates on savings and easy to use app Reviewed on: 23rd February 2023

Great overall experience

5
Everything about this company is great: the app & interface, the products and the customer service. Reviewed on: 23rd February 2023

Helpful for first time savers

5
Got me setup for saving and later for keeping that saving in a good place with great rates Reviewed on: 23rd February 2023

Impressed Customer

5
Chip has been great and I like the options and service they provide. Reviewed on: 23rd February 2023

Easy peasy saving!

5
So easy to set up and use, Chip does all the hard work that makes it easy for anyone to save. You are in total control and can save as much or as little as you want to. The Chip team are super helpful and with new products rolled out all the time there always lots choices for how you save your hard earned cash. I would encourage anyone to give it a go! Reviewed on: 23rd February 2023

Best interest rate with instant access

5
Why would you not use Chip! Best Interest rate for an instant access account. Easy to transfer and withdraw. Reviewed on: 23rd February 2023

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Chip?

  • Cash ISA

    from Chip 4.97 from 1045 reviews
    Chip
  • Instant access savings

    from Chip 4.96 from 285 reviews
    Chip
  • Easy access savings

    from Chip 4.96 from 574 reviews
    Chip
    View all products