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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easier to save

So much easier to save with auto save and you can withdraw almost immediately Reviewed on: 15th February 2023

Great way to save

Love how quickly my savings grow with chip and that much better interest rates than that banks Reviewed on: 15th February 2023

Easy savings at competitive rates

Excellent customer services. Plenty of choice for diversity of portfolio. AI savings finds cash you didn’t know you had. Reviewed on: 15th February 2023

Superb, easy way to save

Easier than creating a shopping list! Reviewed on: 15th February 2023

Easy way to save without feeling the pinch!

Their savings algorithm is perfect for me to save money without even knowing it! Their latest savings account has the highest interest for instant access savings accounts that I’ve found! Reviewed on: 15th February 2023

Sit back & watch

Who wouldn’t want a savings acc you can set up recurring saves then the AI does the rest and auto saves without having to lift a finger. It’s the future Reviewed on: 15th February 2023

Best in the biz

I’ve never used a saving app before as I thought they wouldn’t really help. I’m so happy to be proven wrong. With chip and the automatic saving and investing, I’ve been able to safely save more than I ever would have with my bank! Plus the high interest rates on their account has earned me more interest in the few years I’ve used Chip than the highest interest account at my bank! Their app started off small and has progressively added new features and opportunities! I believe in Chip so much, I’ve managed to even save money to invest in them! cannot recommend them enough. Reviewed on: 15th February 2023

Chip is an all round saving APP

Been using Chip for over 4 years and has helped me manage my money and helped me save without lifting a finger. The Chip App just gets better & better with a marketing leading instant saving account and S&S ISA accounts. A 5 start performing App Reviewed on: 15th February 2023

amazing

chip is apsolutly amazing, i have been with them from the start of their journey and ive saved in total over £23,000 enough for me to buy my own home, thank you chip Reviewed on: 15th February 2023

Makes Saving effortless

I save without thinking, get the best rates and have even started investing a little too, all though the app. I’ve put away £1000’s I probably wouldn’t have otherwise. Reviewed on: 15th February 2023

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