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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

The Futures bright

5
Having saved with chip since the outset, it still keeps on innovating and growing Reviewed on: 15th February 2023

Love Chip

5
Saved loads with minimal effort and so easy to use, love Chip! Reviewed on: 15th February 2023

Making saving easy with great returns

5
I have been using Chip since December 2021, principally because it provided the best returns. Since then I have appreciated the auto save function and AI function which has led to more being saved than I would have done otherwise. Reviewed on: 15th February 2023

Great autosave AI

5
The app is great. Fantastic saving rates and the adjustable AI is fabulous. Reviewed on: 15th February 2023

Great Savings App

5
Great Saving App.... I have seen it only growing better over the past 12 months with innovative products and working towards truly increasing the interest rates of an average saver (which is the core of any savings reason). I wish Chip the very best and can only hope they continue their focus on being innovative and providing value and wealth growth to its customers. Reviewed on: 15th February 2023

Easy, intuitive saving

5
Easy, intuitive saving that grows savings at a rate an individual wouldn’t think to. Reviewed on: 15th February 2023

Great savings app

5
Easy to save money. Just sit back and watch your savings grow Reviewed on: 15th February 2023

Bank awards

5
A fantastic on line bank. Staff are always happy to help with any queries. Easy to use and tailor to your own needs. Reviewed on: 15th February 2023

Simple easy saving with a decent return!

5
I have been using CHIP for a couple of years and it continues to go from strength to strength. Even though interest rates have risen the traditional banks have been slow to raise their rates. CHIP however had continued to push their rates higher and pass on the changes quicker. Reviewed on: 15th February 2023

It is a good app.

5
Great banking service and good products Reviewed on: 15th February 2023

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