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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Easy ways to save

It's a simple, easy way to save. Rates are good, comparable to the best savings rates around Reviewed on: 15th February 2023

Great Savings Rate

I don't believe there's much better regular Interest rates currently from the high street, and now everything is FSCS backed there's nothing to be cautious about. Automatic saving encourages you to save more, without any effort. Reviewed on: 15th February 2023

Great way to save

Chip has helped my husband and I to save money for our wedding and a new house! Reviewed on: 15th February 2023

Chip...amazing

Great products, innovation and service Reviewed on: 15th February 2023

Easy peasy

Love how easy it is to save up / get a better rate. Early days but this app got me investing too! Reviewed on: 15th February 2023

Revolutionised my ability to build savings

Before Chip I didn’t save any money, and now I have saved £14,000 in 2 years. It takes the thought out of saving, and only puts money into my savings pots when I can afford it. I also love the different bank account options, including the high-interest bank account and the prize savings account. I’ve recommended it to so many people. Reviewed on: 15th February 2023

Easy painless savings

Chip monitors your nominated account and takes small amounts it thinks you can spare. On the whole it's been extremely accurate and over the time I've used it helped build a nice little savings pot. Reviewed on: 15th February 2023

The best

Saved for my first car using this app, bought a mini in a year, saves spare change so you don’t even notice Reviewed on: 15th February 2023

You save without even realising it

It looks at how you are spending and squirrels away your "spare" cash into savings and investment funds so you cannot "accidentally" spend it...I have saved so much without feeling like I am missing out Reviewed on: 12th February 2023

Great Product. Great Bank

Easiest bank to work with that I have experienced. Great savings account. Reviewed on: 11th February 2023

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