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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Gets better each year

I love this app, i've been using it for about 5 years and have saved for countless life moments. I love the features they add eg. being able to invest my money in a clear and uncomplicated way (vs other apps) they understand that I'm investing as a means of long term saving not as a professional investor! Felt compelled to vote as I love it so much. Reviewed on: 9th February 2023

Awesome easy way to save - even if you didn't believe it at first!

I love Chip & have been a user (& investor) since the start as it's such an easy way to save money. I've even managed to convert my wife & a number of other sceptical friends who said "I'll give it a go but it won't work for me"...and guess what...it did work! ;-) Reviewed on: 9th February 2023

User friendly app

Great app and great customer service Reviewed on: 9th February 2023

Great way to save effortlessly

I’ve been saving with Chip from rca good few years now and have saved around £30-60 a week This has meant effortlessly paying for holidays or for unexpected household expenses Reviewed on: 8th February 2023

Save without noticing

Save and invest without noticing. Good interest, good app! Reviewed on: 8th February 2023

Switch-Chip-Save

Easy to navigate Easy to switch Easy to sensibly save All in one app Reviewed on: 8th February 2023

Great saving app!

Great app that makes saving really easy and helps to build wealth long term. The interest rate is always very competitive and I would recommend this to anybody! Reviewed on: 8th February 2023

I can count on Chip for the best interest rate

I love saving on Chip because I know that they are always on the lookout to give me the best interest rate in the market without any catches. Now they even have other investment products, so are always innovating to help me save and build wealth for the future!! Reviewed on: 8th February 2023

Superb

Brilliant app allowing easy access to your savings and an extremely competitive rate.love everything about the chip app. Reviewed on: 8th February 2023

Easy savings

Easy to use savings app and seamlessly connects to other banks for near instant transfers Reviewed on: 8th February 2023

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