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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Saving made easy

I have been using chip for a year now, they have made saving easy, habitual and the AI technology means I don't even have to think about it. I think they are innovative and make it simply for people like me, who have never been fantastic at saving. Everyone should be using them to save save save! Reviewed on: 8th February 2023

The "Smart" way to Save

Such an easy and clean way to save - no pressure - no pain, just gain. Reviewed on: 8th February 2023

Ahead of the game

Chip is going from strength to strength. A one stop shop for anything saving and investment related. Chip continue to grow and grow, without losing sight of who helped get then there....... Their customers!! Go Chip go Reviewed on: 8th February 2023

Savings without the hassle

I have used chip for a few years now and I ignore it. I get a "Chip has saved you n this week" notification that I mark as read and move on. At the start I was nervous, but its spot on, I have not cancelled one auto save for years now. You can also pause if you are on holiday/Christmas if you need extra spending money. I also moved money from my bank savings account to Chip as I get better returns. Reviewed on: 8th February 2023

simple, easy and it works

I have had a chip account for a while now and they are constantly adding new features and improving on what they already offer. savings, investment etc its easy and simple to use and by linking to your bank account. I can see myself using a traditional bank savings account again. Reviewed on: 8th February 2023

Great app

Helped me to save with market leading interest rates. Reviewed on: 8th February 2023

Excellent App

Really great savings app, offers the best rates/ accounts. Reviewed on: 8th February 2023

Easy savings, range of options and simple to use

Chip is making it really easy and automated to build savings. They've developed so many new ways to save over the last couple of years that provides a real alternative to mainstream savings with other banks. Reviewed on: 8th February 2023

Does what it says on the tin

Build your wealth or save for a rainy day. Chip automates the process and you don't miss the amounts taken. Suddenly, you find you have considerable savings in the account. A great way to save. Reviewed on: 8th February 2023

Best app for saving around

Best savings app possible with great rates and an easy experience Reviewed on: 8th February 2023

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