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Chip: Savings app reviews

4.94
Based on 18,463 reviews, last reviewed 16th Apr 2026
24800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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95%
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5%
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Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026
Deek's avatar
Deek

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025
JKW's avatar
JKW

About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

Great saving and investing app for beginners

5
I started investing with Chips feature that lets you put in a little money here and there- it really clearly explains all the risk factors to be considered and the details of each type of sector/ industry you are investing in. Really user friendly and good if you know nothing about investing and need somewhere to start. Highly recommend. Reviewed on: 8th February 2023

Overall good

4
Good but not perfect. Fee structure was changed on many occasions throughout the years. Bad or late communication at times. Reviewed on: 7th February 2023

Best Savings App Ever

5
Helps put a little money away each month. Thanks Chip! Reviewed on: 6th February 2023

Great rate

5
Competitive rate that keeps up with base rate changes! Reviewed on: 5th February 2023

Top savings account rate and banking

5
Chip has the top savings account rate and banking. They are customer focused and a market leading bank that's relatively young but taking the banking world by storm! Reviewed on: 4th February 2023

Amazing, easy to save

5
User friendly. Great platform. Love it. Has helped me to save/invest. Highly recommend Reviewed on: 4th February 2023

best saving app

5
This is by far the best saving apps, with many features and products, whether its investing via many funds powered by Blackrock to fine wine and cars, to best interest rates account any many more! Reviewed on: 4th February 2023

Long time chip user, and love the app

5
Long time Chip user and most impressed with the app and Chip as a company. They have a fantastic community and I feel they truly listen to what the community wants, and engage on many platforms. Great savings products and rates that are getting better everyday. Good luck Chip Reviewed on: 4th February 2023

Amazing app, great interest

5
Chip’s interest is market leading. I feel like I’m really getting an amazing deal! The app is also so user friendly and there’s lots of great accounts to choose from Reviewed on: 4th February 2023

Leading savings rate

5
Lots of good features, snappy app Reviewed on: 2nd February 2023

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