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Chip: Savings app reviews

Name: Savings app
Rating: 4.94 (18463 reviews)

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4.94

Based on 18,463 reviews, last reviewed 16th Apr 2026

24800% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Chip is the Greatest! Chip is the best savings/investment platform there is Reviewed on: 16th April 2026

Latest lowest rating:

1

No idea what they are doing. Chip seems to have lost its way massively. A company originally to help low earners begin their savings journey by ‘chipping in’ small amounts, now is... Read more Reviewed on: 22nd April 2025

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About this product

Chip is an award-wining app that lets you manage your funds across Chip savings accounts.

After downloading the Chip app, it only take a few minutes to set up a Chip savings account. You can set out financial milestones using the Goals feature and track your progress in the Chip app.

Chip savings app reviews help you find out what it’s really like to be a customer. If you’ve used Chip before, you can also leave a review and share your experience.

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Chip Savings app reviews (18463)

set and forget way of increasing savings

tracks your spending and smartly moves sspare money to earn great interest rates. don't have to keep switching provider to get top rates. then gives options on investing once the pot has effortlessly grown. Reviewed on: 2nd February 2023

Easy to use savings and great easy access savings rate

Chip have a great savings rate on their easy access account and I love the way it just saves for me in the background. I barely notice that I am saving. Reviewed on: 2nd February 2023

Great app

Lots of options for savings and investment, easy to use and good returns. Reviewed on: 2nd February 2023

Subconscious saving

I love chip! It only takes what I can handle and it has allowed to finally get control of my own financial situation. It has such great accessibility and it's so easy to use - I know I always have back up funds if I need them. Reviewed on: 2nd February 2023

Brilliant App for Saving Money

You don't even have to think about saving it does it for you! Reviewed on: 2nd February 2023

Simple quick and great value

Easy to use, great rates and more than just savings on offer if that’s what your after Reviewed on: 1st February 2023

The best among the best

I love Chip ! Is the best app to invest. Reviewed on: 1st February 2023

Easy to use app and great rates

Easy to move money around, lots of diffferent options from instant access with a great rate to investment options, isas and a prize accounts. Very quick to answer questions and queries and sort any problems. If they had a current account I would be very tempted to move everything to them. Reviewed on: 1st February 2023

Makes saving easy

Chip makes saving really easy and as the account is away from current accounts you can save and forget. Interest rates are also very competitive. Reviewed on: 31st January 2023

Easy and Versatile

The thing with chip is whatever you would like from your savings app. Chip can probably do it. From scalable auto save setting to set how much you would like the app to save for you. Setting up goals and allocating savings to each, to even the ChipX accounts with for a small fee gives you access to multiple ISA and investment routes depending on your saving budget and requirements. Chip has been a huge help to keep me savings all the time and earning interest on my savings. Great job team Chip! Reviewed on: 31st January 2023

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